BAY RIDGE PROPERTIES LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -52% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · oldest 12.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £920.7k | £903.1k |
| Current assets | £22.6k | — |
| Cash | £21.9k | £45.7k |
| Debtors | £724 | — |
| Net assets | £920.5k | £902.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (26 events)Click to expand
- 2025-07-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-02-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-02-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-02-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-07-09📄capital-name-of-class-of-sharescapital · SH08
- 2018-07-09📄resolutionresolution · RESOLUTIONS
- 2018-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2014-07-03🔓Charge satisfied #1
- 2013-10-18🔒Charge registered #3Lender: Bank of Scotland PLC
- 2013-10-18🔒Charge registered #2Lender: Bank of Scotland PLC
- 2013-10-02🔒Charge registered #1Lender: Bank of Scotland PLC
- 2012-07-06🏢Company incorporatedAs BAY RIDGE PROPERTIES LIMITED
- 2012-07-06➕BREBNER, Kathleen appointeddirector
- 2012-07-06➕BREBNER, William Carroll Johnstone appointeddirector
- 2012-07-06➕GARDEN, Jill appointeddirector
- 2012-07-06➕GLENNIE, Lisa appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lisa Glennie Individual · British · DOB 07/1972 · age 54 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 31/01/2019 |
William Carroll Johnstone Brebner Individual · British · DOB 05/1947 · age 79 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/07/2016 |
Kathleen Brebner Individual · British · DOB 01/1946 · age 80 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
1 historic (ceased) PSC
- Jill Gardenceased 31/01/2019· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/10/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/10/2013 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 02/10/2013 | 03/07/2014 |