BAY RIDGE PROPERTIES LIMITED

🌳Matureactive
SC427774 · ltd · incorporated 2012-07-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
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Turnover
year to Sept 2024
Net worth
£920.5k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Active trading company with a 80-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -52% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 12.6y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 12.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £920,514
Cash draining
Cash down 52% YoY
Cash YoY
-52%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£22k
↓ 52% YoY
Net Worth
£921k
↑ 2.0% YoY
Current Assets
£23k
Current Liabilities
£0£184k£368k£552k£736k£921kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£920.7k£903.1k
Current assets£22.6k
Cash£21.9k£45.7k
Debtors£724
Net assets£920.5k£902.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-07-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-04-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-04-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-07-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-07-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2019-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-02-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2019-02-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2019-02-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2019-02-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2018-07-09
    📄
    capital-name-of-class-of-shares
    capital · SH08
  15. 2018-07-09
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2018-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-06-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2014-07-03
    🔓
    Charge satisfied #1
  19. 2013-10-18
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  20. 2013-10-18
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  21. 2013-10-02
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  22. 2012-07-06
    🏢
    Company incorporated
    As BAY RIDGE PROPERTIES LIMITED
  23. 2012-07-06
    BREBNER, Kathleen appointed
    director
  24. 2012-07-06
    BREBNER, William Carroll Johnstone appointed
    director
  25. 2012-07-06
    GARDEN, Jill appointed
    director
  26. 2012-07-06
    GLENNIE, Lisa appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 80 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lisa Glennie
Individual · British · DOB 07/1972 · age 54
75100%
75–100%75-100% shares · 75-100% voting31/01/2019
William Carroll Johnstone Brebner
Individual · British · DOB 05/1947 · age 79
75100%
75–100%75-100% shares · 75-100% voting06/07/2016
Kathleen Brebner
Individual · British · DOB 01/1946 · age 80
75100%
75–100%75-100% shares · 75-100% voting06/04/2016
1 historic (ceased) PSC
  • Jill Gardenceased 31/01/2019· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-07-06
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

17 Royfold Crescent
Aberdeen
AB15 6BH

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-07-20
Last: 2025-07-06

Officers (4 active · 0 resigned)

BREBNER, Kathleen
director · ~80y · appointed 2012-07-06
View their other companies + combined net worth →
Active
BREBNER, William Carroll Johnstone
director · ~79y · appointed 2012-07-06
View their other companies + combined net worth →
Active
GARDEN, Jill
director · ~51y · appointed 2012-07-06
View their other companies + combined net worth →
Active
GLENNIE, Lisa
director · ~54y · appointed 2012-07-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property18/10/2013
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property18/10/2013
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property02/10/201303/07/2014
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (43 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-17
change-person-director-company-with-change-date
officers · CH01
2025-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-12
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2020-08-04
confirmation-statement-with-updates
confirmation-statement · CS01
2019-07-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2019-07-19