KYLE & LOCHALSH COMMUNITY TRUST

🌳Matureactive

SC430036 · private-limited-guarant-nsc-limited-exemption · incorporated 2012-08-09

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Buying and selling of own real estate

Sector: Real estate

ALSO REGISTERED FOR

68209Other letting and operating of own or leased real estate
94990Activities of other membership organisations n.e.c.

Investor take

Pursue

Property-backed borrower with a 79-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 0.2y

30/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Newest facility, 0.2 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: low (50/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

30 officers (9 active, 30 linked, 29 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

3 connected companies via shared directors

Filing history

92 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 mortgage

Last 180 days

filing

• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (74 events)Click to expand

2026-02-24
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-23
🔒
Charge registered #1
Lender: The Scottish Ministers
2025-09-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-22
➖
MACDERMID, Anisha Louise resigned
director
2025-09-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-09-08
➕
BAILLIE, Colin Walker appointed
director
2025-09-08
➕
MACVICAR, Susan Mary Macrae appointed
director
2025-09-08
➕
MORGAN, Gareth Macdonald appointed
director
2025-09-08
➕
SUPPER, Jonathan Charles appointed
director
2025-05-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-21
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-17
➖
J & H MITCHELL LLP resigned
corporate-secretary
2024-10-17
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-17
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-31
➖
MORGAN, Gareth Macdonald resigned
director
2024-04-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-07-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-07-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-06-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-05-24
➕
CAMPBELL, Anne appointed
director
2023-05-24
➕
MACKENZIE, Alaisdair appointed
director
2023-05-24
➕
ROE, William appointed
director
2023-05-24
➖
SOUTHALL, Tristan resigned
director
2023-04-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-04
➖
FRENCH, Alison Claire resigned
director
2022-05-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-05-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-05-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-04-21
➕
FRENCH, Alison Claire appointed
director
2022-04-21
➕
MACDERMID, Anisha Louise appointed
director
2022-04-21
➖
O'DONNELL, David resigned
director
2022-01-13
➕
MORGAN, Gareth Macdonald appointed
director
2021-10-27
➖
BARKER, Siobhan Macdonald resigned
director
2021-05-26
➕
MAGUIRE, Charlene Marie appointed
director
2021-05-26
➖
CAMPBELL, Anne resigned
director
2021-05-26
➖
NOBLE, Pamela Ann Patricia resigned
director
2021-04-01
➖
NOBLE, Derek James resigned
director
2020-11-05
➕
O'DONNELL, David appointed
director
2020-07-21
➕
BYRNE, Margaret Anne appointed
director
2020-07-21
➕
CAMPBELL, Anne appointed
director
2020-07-21
➖
MACRAE, Murdoch resigned
director
2020-07-21
➖
MURPHY, Marie Alice resigned
director
2019-08-13
➕
SOUTHALL, Tristan appointed
director
2019-05-21
➖
EASTER, Brian Paul resigned
director

Showing most recent 50 of 74 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-9 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 79 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.

Red flags

1 low

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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KRM SKYE LTD→ SC806000 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
LASHLEY HOMES LIMITED→ SC546666 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
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LIGHTHOUSE PROPERTIES (SCOTLAND) LTD→ SC610191 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
LITTLEBURN PROPERTIES LTD→ SC155154 · est 1994 · no financials extracted	—	—	—	—	31y	—	—
LOCIN ENTRIES LTD→ SC819919 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
LUCKY NUMBER SIX LTD→ SC874808 · est 2026 · no financials extracted	—	—	—	—	—	—	—
MAC PROPERTIES HIGHLAND LTD→ SC857748 · est 2025 · no financials extracted	—	—	—	—	—	—	—
MACAULAY PROPERTIES LIMITED→ SC808799 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
MACBETH PROPERTY GROUP LTD→ SC850446 · est 2025 · no financials extracted	—	—	—	—	—	—	—
MACCOWIE PROPERTY LTD→ SC882551 · est 2026 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2012-08-09

Jurisdictionscotland

Primary SIC68100 — Buying and selling of own real estate

Registered office

Taigh Fearna Lochalsh Business Park

Auchtertyre

Kyle

Highland

IV40 8EG

Scotland

Filing status

Accounts

Next due: 2026-04-30

Last made up to: 2024-07-31

Confirmation statement

Next due: 2026-08-23

Last: 2025-08-09