BELL & ASSOCIATES LIMITED
🌳Matureactive
SC442582 · ltd · incorporated 2013-02-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Management consultancy activities other than financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 1.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 400 | 700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-24🔒Charge registered #1Lender: Funding Circle Limited
- 2024-05-24📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-05-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-12-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-12-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-06📄capital-return-purchase-own-sharescapital · SH03
- 2019-05-28📄capital-cancellation-sharescapital · SH06
- 2019-05-16➖HAYNIE, Jack Caro resigneddirector
- 2019-05-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-02-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-03📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2015-08-14➕HAYNIE, Jack Caro appointeddirector
- 2013-02-12🏢Company incorporatedAs BELL & ASSOCIATES LIMITED
- 2013-02-12➕BELL, Graeme Duncan appointeddirector
- 2013-02-12➕BELL, Lyndsey Joyce appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BELL" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lyndsey Joyce Bell Individual · British · DOB 10/1975 · age 51 | 50–75% | — | 50-75% shares | 05/12/2019 |
Mr Graeme Duncan Bell Individual · British · DOB 08/1969 · age 57 | 25–50% | — | 25-50% shares | 05/12/2019 |
1 historic (ceased) PSC
- Graeme Duncan Bellceased 05/12/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CORPORATE CONNECTIONS INTERNATIONAL LTD.→ SC371303 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CPOWER ALBA LTD→ SC567057 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CRAIG MAIDEN ASSOCIATES LIMITED→ SC626657 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CRAIG MCINTYRE LIMITED→ SC789479 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CRAIG SCOULAR LTD→ SC602500 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CRAIGALAN LTD→ SC855564 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRAIGALLIAN TECHNICAL SERVICES LTD→ SC812002 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CRAIGHALL ENERGY LIMITED→ SC442227 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| CRAIGLYON FINANCIAL MANAGEMENT LIMITED→ SC561184 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CRAWFORD TAXATION LTD→ SC727329 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CRC GREEN SOLUTIONS MANAGEMENT LTD→ SC834702 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CREATING YOUR FUTURE TOGETHER LTD→ SC453141 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-02-12
Jurisdictionscotland
Primary SIC70229 — Management consultancy activities other than financial management
Registered office
3 Clairmont Gardens
Glasgow
G3 7LW
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-02-26
Last: 2026-02-12
Officers (2 active · 1 resigned)
BELL, Graeme Duncan→
Activedirector · ~57y · appointed 2013-02-12
View their other companies + combined net worth →
BELL, Lyndsey Joyce→
Activedirector · ~51y · appointed 2013-02-12
View their other companies + combined net worth →
HAYNIE, Jack Caro→
Resigneddirector · ~68y · appointed 2015-08-14 · resigned 2019-05-16
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Funding Circle Funding Circle Limited | A registered charge | 1 property | 24/06/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (40 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-25
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-16
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-29
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-06