CUPAR BUSINESS CENTRE LIMITED

🌳Matureactive
SC443347 · ltd · incorporated 2013-02-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 11.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-12-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-10-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-10-01
    RUSSELL, Rachel Elizabeth Myles appointed
    director
  5. 2024-03-04
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  6. 2024-03-01
    CCW SECRETARIES LIMITED resigned
    corporate-secretary
  7. 2023-12-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-03-07
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  9. 2023-03-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  10. 2023-01-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-03-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-09-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2021-01-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-08-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2019-08-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2019-07-25
    MARTIN, Jennifer Elizabeth appointed
    director
  17. 2019-01-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2017-12-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2014-10-10
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  20. 2014-09-29
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  21. 2013-03-11
    MCARTHUR, James Stuart appointed
    director
  22. 2013-03-11
    CCW BUSINESS SERVICES LIMITED resigned
    corporate-director
  23. 2013-02-21
    🏢
    Company incorporated
    As CUPAR BUSINESS CENTRE LIMITED
  24. 2013-02-21
    CLARKE, John Bernard appointed
    director
  25. 2013-02-21
    CCW SECRETARIES LIMITED appointed
    corporate-secretary
  26. 2013-02-21
    CCW BUSINESS SERVICES LIMITED appointed
    corporate-director

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Employment Cultural And Community Trust Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Employment Cultural And Community Trust Limited
Corporate parent · holds 75-100% shares
ultimate parent
CUPAR BUSINESS CENTRE LIMITED
This company · SC443347

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Employment Cultural And Community Trust Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-02-21
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

F2.1 The Granary Business Centre
Cupar
Fife
KY15 5YQ
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-07
Last: 2026-02-21

Officers (4 active · 2 resigned)

CLARKE, John Bernard
director · ~71y · appointed 2013-02-21
View their other companies + combined net worth →
Active
MARTIN, Jennifer Elizabeth
director · ~62y · appointed 2019-07-25
View their other companies + combined net worth →
Active
MCARTHUR, James Stuart
director · ~77y · appointed 2013-03-11
View their other companies + combined net worth →
Active
RUSSELL, Rachel Elizabeth Myles
director · ~37y · appointed 2024-10-01
View their other companies + combined net worth →
Active
CCW SECRETARIES LIMITED
corporate-secretary · appointed 2013-02-21 · resigned 2024-03-01
Resigned
CCW BUSINESS SERVICES LIMITED
corporate-director · appointed 2013-02-21 · resigned 2013-03-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge10/10/2014
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property29/09/2014
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (38 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-30
appoint-person-director-company-with-name-date
officers · AP01
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-04
termination-secretary-company-with-name-termination-date
officers · TM02
2024-03-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-28
change-corporate-secretary-company-with-change-date
officers · CH04
2023-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-03-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-27