CATER CAPITAL INVESTMENT LTD
🚨Distressedactive
SC444341 · ltd · incorporated 2013-03-06
Investment thesis
Attractive distress candidate — real problems but workable structure.
Why interesting: Falling signals but no deal-breakers yet; room for negotiation and turnaround.
Why risky: Signals worsening; needs speed and capital discipline.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2023
Net worth
£-1.83M
book net assets
Opportunity
63/100
Worth a look
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 63/100 (worth a look), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
8 live charges · 3 lenders · oldest 11.4y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £1,828,315
Cash YoY
+65%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
↑ 65% YoY
Net Worth
-£1.8m
~ YoY
Current Assets
£623k
↑ 296% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2023-03-31 | 2022-03-31 |
|---|---|---|
| Total assets | £-1.45M | £-1.45M |
| Current assets | £622.6k | £157.2k |
| Cash | £1.5k | £931 |
| Debtors | £354.2k | £99.2k |
| Net assets | £-1.83M | £-1.82M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 confirmation-statement
- • 1 gazette
Last 180 days
3
filings
- • 2 confirmation-statement
- • 1 gazette
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-03-10📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-04-10📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-03-04📄gazette-notice-compulsorygazette · GAZ1
- 2024-05-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-10-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-01➖CHOI, Yin Jye resigneddirector
- 2023-07-08📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-07-04📄gazette-notice-compulsorygazette · GAZ1
- 2022-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-03🔓Charge satisfied #7
- 2022-11-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-02🔓Charge satisfied #3
- 2022-04-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-06🔓Charge satisfied #6
- 2021-09-06🔓Charge satisfied #5
- 2021-09-06🔓Charge satisfied #2
- 2021-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-05-25📄gazette-notice-compulsorygazette · GAZ1
- 2019-12-05🔓Charge satisfied #4
- 2019-12-03🔒Charge registered #8Lender: Together Commercial Finance Limited
- 2019-12-02🔒Charge registered #7Lender: Together Commercial Finance Limited
- 2018-11-12➕CHOI, Yin Jye appointeddirector
- 2018-10-23🔒Charge registered #6Lender: Lendinvest Security Trustees Limited
- 2018-10-23🔒Charge registered #5Lender: Lendinvest Security Trustees Limited
- 2018-10-18🔒Charge registered #4Lender: Lendinvest Security Trustees Limited
- 2017-06-06🔒Charge registered #3Lender: Residential Loans Limited
- 2016-03-01🔒Charge registered #2Lender: Residential Loans Limited
- 2014-12-12🔒Charge registered #1Lender: Residential Loans Limited
- 2013-03-06🏢Company incorporatedAs CATER CAPITAL INVESTMENT LTD
- 2013-03-06➕KAM, Pei Chin appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
Red flags
1 high · 1 med ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2024-12-31
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Pei Chin Kam Individual · British · DOB 01/1978 · age 48 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| C & K BLACK LIMITED→ SC262455 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| CAIRNGORM SYSTEMS LTD→ SC484777 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CALA HOMES (WEST) LIMITED→ SC222577 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CAMPBELL & MACINTOSH LIMITED→ SC357350 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CANNIESBURN LIMITED→ SC247755 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| CASTLE PLANT (DEESIDE) LIMITED→ SC099900 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| CASTLEWOOD LEISURE CLUB LIMITED→ SC329739 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| CATER PROPERTY INVESTMENT LIMITED→ SC662919 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CDC ELECTRICAL (SCOTLAND) LTD→ SC648604 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CENTURION BUSINESS SOLUTIONS LIMITED→ SC101120 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| CG ASSETS LTD→ SC668753 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CH GROUP SERVICES LTD→ SC596301 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-06
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
55 Springbank Terrace
Aberdeen
AB11 6JZ
Filing status
Accounts
Next due: 2024-12-31OVERDUE
Last made up to: 2023-03-31
Confirmation statement
Next due: 2027-03-20
Last: 2026-03-06
Officers (1 active · 1 resigned)
KAM, Pei Chin→
Activedirector · ~48y · appointed 2013-03-06
View their other companies + combined net worth →
CHOI, Yin Jye→
Resigneddirector · ~51y · appointed 2018-11-12 · resigned 2023-10-01
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
2
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 03/12/2019 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 02/12/2019 | 03/11/2022 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 23/10/2018 | 06/09/2021 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 23/10/2018 | 06/09/2021 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | — | 18/10/2018 | 05/12/2019 | |
| satisfied | Residential Loans Residential Loans Limited | A registered charge | 1 property | 06/06/2017 | 02/11/2022 | |
| satisfied | Residential Loans Residential Loans Limited | A registered charge | 1 property | 01/03/2016 | 06/09/2021 | |
| outstanding | Residential Loans Residential Loans Limited | A registered charge | — | 12/12/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (53 total)
gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-08
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-04-10
gazette-notice-compulsory
gazette · GAZ1
2025-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-23
gazette-filings-brought-up-to-date
gazette · DISS40
2023-10-14
termination-director-company-with-name-termination-date
officers · TM01
2023-10-07
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2023-07-08
gazette-notice-compulsory
gazette · GAZ1
2023-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-08
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-03
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-02