BANCON ASPIRE LIMITED
🌳Matureactive
SC450104 · ltd · incorporated 2013-05-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 12.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 11 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2025-08-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-02📄accounts-with-accounts-type-smallaccounts · AA
- 2024-09-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-18➕ADAMSON, James appointeddirector
- 2024-09-18➕TOSH, James David appointeddirector
- 2024-09-18➖MCCOLGAN, Kevin James resigneddirector
- 2023-12-08📄accounts-with-accounts-type-smallaccounts · AA
- 2023-09-29➖IRVINE, John Christopher resigneddirector
- 2023-09-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-28➕MCCOLGAN, Kevin James appointeddirector
- 2023-07-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-07-04➖CLOW, Allan James resignedsecretary
- 2023-07-04➖CLOW, Allan James resigneddirector
- 2022-08-04📄accounts-with-accounts-type-smallaccounts · AA
- 2021-08-24📄accounts-with-accounts-type-smallaccounts · AA
- 2021-04-06📄accounts-with-accounts-type-smallaccounts · AA
- 2020-05-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-05-22➖BURNETT OF LEYS, James Comyn Amherst resigneddirector
- 2019-07-05📄accounts-with-accounts-type-smallaccounts · AA
- 2018-07-04📄accounts-with-accounts-type-smallaccounts · AA
- 2017-11-01➕TWEEDIE, Andrew Hamilton appointeddirector
- 2017-05-23➕CLOW, Allan James appointedsecretary
- 2017-05-23➖LC SECRETARIES LIMITED resignedcorporate-secretary
- 2016-07-29🔒Charge registered #4Lender: Santander UK PLC
- 2016-07-21🔒Charge registered #3Lender: Santander UK PLC as Security Trustee
- 2016-04-01🔓Charge satisfied #1
- 2016-03-31🔓Charge satisfied #2
- 2015-11-23➕CLOW, Allan James appointeddirector
- 2015-09-18➖CASSIDY, David resigneddirector
- 2015-08-28➖INNES, Iain Baxter resigneddirector
- 2015-02-02➕IRVINE, John Christopher appointeddirector
- 2014-09-12➖BEATTIE, William resigneddirector
- 2014-06-05➕INNES, Iain Baxter appointeddirector
- 2013-12-11🔒Charge registered #2Lender: Close Brothers Limited
- 2013-12-02🔒Charge registered #1Lender: Close Brothers Limited
- 2013-05-15🏢Company incorporatedAs BANCON ASPIRE LIMITED
- 2013-05-15➕LC SECRETARIES LIMITED appointedcorporate-secretary
- 2013-05-15➕BEATTIE, William appointeddirector
- 2013-05-15➕BURNETT OF LEYS, James Comyn Amherst appointeddirector
- 2013-05-15➕CASSIDY, David appointeddirector
- 2013-05-15➕LEIPER, Pamela Summers appointeddirector
- 2013-05-15➖LEIPER, Pamela Summers resigneddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Bancon Development Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bancon Development Holdings Limited
Corporate parent · holds 75-100% shares
⬇
BANCON ASPIRE LIMITED
This company · SC450104
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bancon Development Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 14/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A MORRIS ROOFING LIMITED→ SC572573 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A R PLASTERING LTD→ SC344231 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| A.R.F JOINERY LIMITED→ SC478418 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANDYANDERSON LTD→ SC777068 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASPECT PROPERTY PRO SERVICES LTD→ SC800198 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ATC (HEAT) LTD→ SC440240 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| B & G BEVERLY JOINERS LIMITED→ SC410911 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BANCON HOMES (DEESIDE) LIMITED→ SC128711 · est 1990 · no financials extracted | — | — | — | — | 35y | — | — |
| BARD PROPERTY SERVICES LTD→ SC623436 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BARRY FETTES (JOINER) LIMITED→ SC254343 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BD PROPERTY MAKEOVERS LTD→ SC699030 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BD TREND OPTIC LTD→ SC773900 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-05-15
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
Burnett House
Burn O'Bennie Road
Banchory
Aberdeenshire
AB31 5ZU
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12
Officers (3 active · 10 resigned)
ADAMSON, James→
Activedirector · ~36y · appointed 2024-09-18
View their other companies + combined net worth →
TOSH, James David→
Activedirector · ~52y · appointed 2024-09-18
View their other companies + combined net worth →
TWEEDIE, Andrew Hamilton→
Activedirector · ~50y · appointed 2017-11-01
View their other companies + combined net worth →
CLOW, Allan James→
Resignedsecretary · appointed 2017-05-23 · resigned 2023-07-04
LC SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2013-05-15 · resigned 2017-05-23
BEATTIE, William→
Resigneddirector · ~68y · appointed 2013-05-15 · resigned 2014-09-12
BURNETT OF LEYS, James Comyn Amherst→
Resigneddirector · ~85y · appointed 2013-05-15 · resigned 2020-05-22
CASSIDY, David→
Resigneddirector · ~70y · appointed 2013-05-15 · resigned 2015-09-18
CLOW, Allan James→
Resigneddirector · ~57y · appointed 2015-11-23 · resigned 2023-07-04
INNES, Iain Baxter→
Resigneddirector · ~65y · appointed 2014-06-05 · resigned 2015-08-28
IRVINE, John Christopher→
Resigneddirector · ~63y · appointed 2015-02-02 · resigned 2023-09-29
LEIPER, Pamela Summers→
Resigneddirector · ~64y · appointed 2013-05-15 · resigned 2013-05-15
MCCOLGAN, Kevin James→
Resigneddirector · ~55y · appointed 2023-09-28 · resigned 2024-09-18
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | 2 properties | 29/07/2016 | — | |
| outstanding | Santander Santander UK PLC as Security Trustee | A registered charge | — | 21/07/2016 | — | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 1 property | 11/12/2013 | 31/03/2016 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 1 property | 02/12/2013 | 01/04/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (57 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-full
accounts · AA
2025-08-12
accounts-with-accounts-type-small
accounts · AA
2024-12-02
appoint-person-director-company-with-name-date
officers · AP01
2024-09-30
appoint-person-director-company-with-name-date
officers · AP01
2024-09-30
termination-director-company-with-name-termination-date
officers · TM01
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-25
accounts-with-accounts-type-small
accounts · AA
2023-12-08
termination-director-company-with-name-termination-date
officers · TM01
2023-09-29
appoint-person-director-company-with-name-date
officers · AP01
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-13
termination-director-company-with-name-termination-date
officers · TM01
2023-07-17
termination-secretary-company-with-name-termination-date
officers · TM02
2023-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-12
accounts-with-accounts-type-small
accounts · AA
2022-08-04