SANDY DOWNIE LIMITED

🌳Matureactive
SC451073 · ltd · incorporated 2013-05-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£346.2k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
Pursue
Asset-holding vehicle with a 77-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £346,211
Net assets shrinking
Down £30,854 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£346k
↓ 8.2% YoY
Current Assets
£388k
↓ 3.0% YoY
Current Liabilities
£0£80k£160k£240k£320k£400kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£346.2k£377.1k
Current assets£387.6k£399.6k
Net assets£346.2k£377.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-02-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-02-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-01-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2018-12-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2017-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2017-06-07
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  11. 2017-06-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2017-06-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2016-12-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-06-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-12-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-06-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2013-05-29
    🏢
    Company incorporated
    As SANDY DOWNIE LIMITED
  18. 2013-05-29
    DOWNIE, Kathleen May appointed
    secretary
  19. 2013-05-29
    DOWNIE, Alexander Mair appointed
    director
  20. 2013-05-29
    DOWNIE, Kathleen May appointed
    director

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "DOWNIE" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Alexander Mair Downie
Individual · British · DOB 10/1949 · age 77
2550%
25–50%25-50% shares · 25-50% voting30/05/2016
Mrs Kathleen May Downie
Individual · British · DOB 03/1949 · age 77
2550%
25–50%25-50% shares · 25-50% voting30/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-05-29
Jurisdictionscotland
Primary SIC45200 — SIC 45200

Registered office

28 Broad Street
Peterhead
Aberdeenshire
AB42 1BY

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-12
Last: 2025-05-29

Officers (3 active · 0 resigned)

DOWNIE, Kathleen May
secretary · appointed 2013-05-29
View their other companies + combined net worth →
Active
DOWNIE, Alexander Mair
director · ~77y · appointed 2013-05-29
View their other companies + combined net worth →
Active
DOWNIE, Kathleen May
director · ~77y · appointed 2013-05-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (29 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-13
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-31
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-19
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-02
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2019-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2018-12-13