SGWL LIMITED

🌳Matureactive

SC454408 · ltd · incorporated 2013-07-12

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Activities of other holding companies n.e.c.

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 82-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

3 officers (2 active, 3 linked, 3 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

1 connected companies via shared directors

Filing history

34 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	—	£1.88M
Current assets	—	£3.4k
Cash	—	£3.4k
Net assets	—	£12.2k
Average employees	200	—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2025-08-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-09-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-08-09
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2017-01-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2016-10-28
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-08-08
➖
WHITE, Ian resigned
director
2015-10-03
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-07-17
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-12-06
➕
WHITE, Ann Callender appointed
director
2013-12-06
➕
WHITE, Ian appointed
director
2013-07-12
🏢
Company incorporated
As SGWL LIMITED
2013-07-12
➕
WHITE, Stephen George appointed
director

Owner dependency

81/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder age: Director aged approximately 82 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 13 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr. Stephen George White Individual · British · DOB 03/1973 · age 53	75–100%	—	75-100% shares	06/04/2016
Mrs. Ann Callender White Individual · British · DOB 04/1944 · age 82	—	—	sig. influencesignificant influence	06/04/2016

1 historic (ceased) PSC

Mr. Ian Whiteceased 08/08/2016· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Holding company · PH postcode area

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BRICKDECOR LIMITED→ SC223794 · est 2001	£160.6k £136.5k–£184.7k	—	£160.6k	—	24y	82	70y
HALLYBURTON ESTATES LIMITED→ SC120222 · est 1989	—	—	—	—	36y	83	62y
STEWARTS PRODUCE LIMITED→ SC509801 · est 2015	—	—	—	516	10y	83	66y
MACNAUGHTONS LIMITED→ SC246304 · est 2003	—	—	—	2	23y	82	73y
TAYLORS FOOD GROUP LIMITED→ SC335705 · est 2007	—	—	—	0	18y	82	62y
BANDIRRAN ESTATES LIMITED→ SC022067 · est 1942 · no financials extracted	—	—	—	—	83y	81	72y
CAMPHILL CENTRAL SCOTLAND SOCIAL FUND LIMITED→ SC168853 · est 1996 · no financials extracted	—	—	—	—	29y	81	73y
ANNAT POINT (HOLDINGS) LIMITED→ SC522764 · est 2015	—	—	—	4	10y	80	72y
CAMVO 91 LIMITED→ SC259120 · est 2003	—	—	—	—	22y	80	69y
DRUNZIETEK LTD→ SC385950 · est 2010	—	—	—	0	15y	80	72y
FASCADALE LIMITED→ SC176103 · est 1997	—	—	—	2	28y	80	79y
GLENFARG RECYCLING LIMITED→ SC249046 · est 2003	—	—	—	—	22y	80	81y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2013-07-12

Jurisdictionscotland

Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

The Farm House

Upper Tarappie Rhynd Road

Perth

PH2 8PT

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-10-11

Last: 2025-09-27

Officers (2 active · 1 resigned)

WHITE, Ann Callender→

director · ~82y · appointed 2013-12-06

View their other companies + combined net worth →

Active

WHITE, Stephen George→

director · ~53y · appointed 2013-07-12

View their other companies + combined net worth →

Active

WHITE, Ian→

director · ~82y · appointed 2013-12-06 · resigned 2016-08-08

Resigned

Click a director name to see their full track record across all companies.