FIFE ASSET MANAGERS LTD
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 11.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £63.5k |
| Current assets | — | £248.2k |
| Net assets | — | £63.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (28 events)Click to expand
- 2025-11-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-11-11📄gazette-notice-compulsorygazette · GAZ1
- 2025-11-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-01✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-04-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-05-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-05-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-05-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-04-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-31➕LEWIS, Sean Gordon appointeddirector
- 2022-03-31➖WATT, Shirley resignedsecretary
- 2022-03-31➖WATT, Andrew Hugh resigneddirector
- 2022-03-31🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2021-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-11-17🔓Charge satisfied #1
- 2021-03-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-05-21🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2014-02-25🏢Company incorporatedAs FIFE ASSET MANAGERS LTD
- 2014-02-25➕WATT, Shirley appointedsecretary
- 2014-02-25➕WATT, Andrew Hugh appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-11-01: certificate-change-of-name-company
Group structure
Asset Managers Scotland Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Asset Managers Scotland Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 31/03/2022 |
1 historic (ceased) PSC
- Mr Andrew Hugh Wattceased 31/03/2022· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DISCOVERY DWELLINGS LTD→ SC855000 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EDM PROPERTY MANAGEMENT LTD→ SC752444 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| EXTEND ESTATES LIMITED→ SC212020 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| F&M PROPERTY (DUNDEE) LTD→ SC467979 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| FIELDSTREAM LIMITED→ SC169444 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| FINE NEST PROPERTY MANAGEMENT LTD→ SC722248 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| FJE PROPERTY INVESTMENTS LIMITED→ SC223111 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| FORFAR ATHLETIC 2016 LIMITED→ SC525242 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| FRASER & MICHELLE PROPERTY LTD→ SC776533 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FRONT ROW LETTINGS LTD→ SC656958 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| FRUI VITA LTD→ SC577715 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| FS WARD LIMITED→ SC312512 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | — | 31/03/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 21/05/2014 | 17/11/2021 |