ROBB & ASSOCIATES LTD

💤Zombieactive
SC484800 · ltd · incorporated 2014-08-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£-41.2k
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -73% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £41,160
Cash draining
Cash down 73% YoY
Cash YoY
-73%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2k
↓ 73% YoY
Net Worth
-£41k
↓ 853% YoY
Current Assets
£2k
↓ 94% YoY
Current Liabilities
—
-£41k-£26k-£11k£5k£20k£35kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£-16.1k£21.5k
Current assets£2.1k£35.4k
Cash£2.1k£8.0k
Debtors—£27.4k
Net assets£-41.2k£-4.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-06-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-09-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2021-09-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2021-06-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2021-04-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-09-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-09-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2020-09-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2020-09-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2020-09-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2020-09-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2020-09-07
    ➕
    ROBB, Christopher Justin appointed
    director
  16. 2020-04-07
    ➖
    ROBB, Graham David resigned
    director
  17. 2019-06-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2015-09-24
    ➕
    ROBB, Margaret Eunson appointed
    secretary
  20. 2014-12-30
    ➖
    ROBB, Christopher Justin resigned
    director
  21. 2014-12-29
    ➕
    ROBB, Graham David appointed
    director
  22. 2014-08-20
    🏢
    Company incorporated
    As ROBB & ASSOCIATES LTD
  23. 2014-08-20
    ➕
    ROBB, Christopher Justin appointed
    director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "ROBB" — strong identity link between founder and business.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Christopher Justin Robb
Individual · British · DOB 02/1974 · age 52
75–100%
75–100%board control75-100% shares · 75-100% voting · board control07/09/2020
1 historic (ceased) PSC
  • Mr Graham David Robbceased 07/04/2020· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-08-20
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

The Old Church
Ardbeg Road
Rothesay
Isle Of Bute
PA20 0NJ
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17

Officers (2 active · 2 resigned)

ROBB, Margaret Eunson→
secretary · appointed 2015-09-24
View their other companies + combined net worth →
Active
ROBB, Christopher Justin→
director · ~52y · appointed 2020-09-07
View their other companies + combined net worth →
Active
ROBB, Christopher Justin→
director · ~52y · appointed 2014-08-20 · resigned 2014-12-30
Resigned
ROBB, Graham David→
director · ~80y · appointed 2014-12-29 · resigned 2020-04-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (39 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-09-21
change-person-director-company-with-change-date
officers · CH01
2021-09-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-17