GARDYNE HOMES LTD
🌳Matureactive
SC488020 · ltd · incorporated 2014-10-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 78/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
7 live charges · 4 lenders · oldest 11.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Average employees | 3 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-09🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2024-01-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-10🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2023-11-29📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-04📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-22🔓Charge satisfied #3
- 2019-01-18🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2019-01-16🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2018-09-13🔒Charge registered #3Lender: Mrs Patricia Gallacher
- 2018-09-07🔓Charge satisfied #2
- 2017-08-15🔓Charge satisfied #1
- 2016-06-02➕BURNESS, Scott Stewart appointeddirector
- 2015-09-29🔒Charge registered #2Lender: Barclays Bank PLC
- 2015-01-12🔒Charge registered #1Lender: Barclays Bank PLC
- 2014-10-02🏢Company incorporatedAs GARDYNE HOMES LTD
- 2014-10-02➕BURNESS, Stewart Cameron appointeddirector
- 2014-10-02➕BURNESS, Susan Archie appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stewart Cameron Burness Individual · British · DOB 07/1963 · age 63 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 02/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FIRE FIGHTING EQUIPMENT (DUNDEE) LTD.→ SC271227 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| FLICKFORKICKS LIMITED→ SC431317 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| FLORA GARDEN SERVICE LIMITED→ SC522952 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| FLOW EXTERIOR CLEANING & MAINTENANCE CONTRACTS LIMITED→ SC841458 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| FRANCES PIPE FITTING LIMITED→ SC568985 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| FRASER PROPERTY GROUP LIMITED→ SC629286 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| FUNCTIONAL FITNESS DUNDEE LIMITED→ SC444497 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| GADGET HERO (BF) LTD→ SC717763 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| GALLIC ENERGY LIMITED→ SC638348 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GENIO TECH LIMITED→ SC804480 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GLAMIS BUILDING CONTRACTORS LTD→ SC424226 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| GLENCOVE LIMITED→ SC418641 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-10-02
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Carlogie Lodge
Carlogie Road
Carnoustie
Angus
DD7 6LD
Scotland
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-12-13
Last: 2025-11-29
Officers (3 active · 0 resigned)
BURNESS, Scott Stewart→
Activedirector · ~34y · appointed 2016-06-02
View their other companies + combined net worth →
BURNESS, Stewart Cameron→
Activedirector · ~63y · appointed 2014-10-02
View their other companies + combined net worth →
BURNESS, Susan Archie→
Activedirector · ~62y · appointed 2014-10-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
4
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 09/02/2024 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 10/01/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/01/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 16/01/2019 | — | |
| satisfied | Mrs Patricia Gallacher / Hugh Gallacher | A registered charge | 1 property | 13/09/2018 | 22/10/2019 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 29/09/2015 | 07/09/2018 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 12/01/2015 | 15/08/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-29
change-person-director-company-with-change-date
officers · CH01
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-21
change-person-director-company-with-change-date
officers · CH01
2022-09-21
change-person-director-company-with-change-date
officers · CH01
2022-09-21