BL WEST FARM COMMERCIAL LIMITED

🌳Matureactive
SC491582 · ltd · incorporated 2014-11-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 10.6y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: low (52/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
13 connected companies via shared directors
84
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2025-09-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-09-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-09-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2025-09-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-11-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-11-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-10-01
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2024-01-03
    📄
    appoint-corporate-secretary-company-with-name-date
    officers · AP04
  9. 2024-01-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2024-01-03
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  11. 2024-01-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2023-12-31
    BALMORAL SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  13. 2023-12-31
    GHOSE, Catherine appointed
    director
  14. 2023-12-31
    QUIGLEY, Niall resigned
    secretary
  15. 2023-12-31
    QUIGLEY, Niall Charles resigned
    director
  16. 2023-10-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2022-09-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2022-03-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2022-03-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2022-03-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  21. 2022-03-29
    🔓
    Charge satisfied #3
  22. 2022-03-29
    🔓
    Charge satisfied #2
  23. 2022-03-29
    🔓
    Charge satisfied #1
  24. 2021-09-24
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2021-03-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  26. 2020-09-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  27. 2015-09-17
    🔒
    Charge registered #3
    Lender: Allied Irish Banks PLC
  28. 2015-09-17
    🔒
    Charge registered #2
    Lender: Allied Irish Banks
  29. 2015-09-10
    🔒
    Charge registered #1
    Lender: Allied Irish Banks PLC
  30. 2014-11-19
    🏢
    Company incorporated
    As BL WEST FARM COMMERCIAL LIMITED
  31. 2014-11-19
    KNOX, Robert John appointed
    director
  32. 2014-11-19
    THORLEY, Guy Christopher appointed
    director
  33. 2014-11-19
    QUIGLEY, Niall appointed
    secretary
  34. 2014-11-19
    QUIGLEY, Niall Charles appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-11-19
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

28 Melville Street
Edinburgh
EH3 7HA
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-03
Last: 2025-11-19

Officers (4 active · 2 resigned)

BALMORAL SECRETARIAL SERVICES LIMITED
corporate-secretary · appointed 2023-12-31
View their other companies + combined net worth →
Active
GHOSE, Catherine
director · ~64y · appointed 2023-12-31
View their other companies + combined net worth →
Active
KNOX, Robert John
director · ~63y · appointed 2014-11-19
View their other companies + combined net worth →
Active
THORLEY, Guy Christopher
director · ~61y · appointed 2014-11-19
View their other companies + combined net worth →
Active
QUIGLEY, Niall
secretary · appointed 2014-11-19 · resigned 2023-12-31
Resigned
QUIGLEY, Niall Charles
director · ~61y · appointed 2014-11-19 · resigned 2023-12-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Allied Irish Banks
Allied Irish Banks PLC
A registered charge1 property17/09/201529/03/2022
satisfied
Allied Irish Banks
A registered charge1 property17/09/201529/03/2022
satisfied
Allied Irish Banks
Allied Irish Banks PLC
A registered charge10/09/201529/03/2022

Recent filings (45 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-09
change-person-director-company-with-change-date
officers · CH01
2025-09-30
change-person-director-company-with-change-date
officers · CH01
2025-09-30
accounts-with-accounts-type-full
accounts · AA
2025-09-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-22
change-person-director-company-with-change-date
officers · CH01
2024-11-28
change-person-director-company-with-change-date
officers · CH01
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-27
accounts-with-accounts-type-full
accounts · AA
2024-10-01
appoint-corporate-secretary-company-with-name-date
officers · AP04
2024-01-03
termination-director-company-with-name-termination-date
officers · TM01
2024-01-03
termination-secretary-company-with-name-termination-date
officers · TM02
2024-01-03
appoint-person-director-company-with-name-date
officers · AP01
2024-01-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-20
accounts-with-accounts-type-full
accounts · AA
2023-10-05