NC ACQUISITIONS (STIRLING) LTD

🌳Matureactive

SC495473 · ltd · incorporated 2015-01-20

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Non-life insurance

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (4 active, 6 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

14 connected companies via shared directors

Filing history

46 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	200	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 4 officers
• 2 capital
• 1 incorporation

Last 180 days

filings

• 6 confirmation-statement
• 4 capital
• 4 officers

Counts from Companies House filing history.

Corporate timeline (30 events)Click to expand

2026-02-20
📄
capital-name-of-class-of-shares
capital · SH08
2026-02-20
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-02-13
📄
memorandum-articles
incorporation · MA
2026-02-13
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2026-02-13
📄
resolution
resolution · RESOLUTIONS
2026-02-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-02-02
➕
SHOOSMITHS SECRETARIES LIMITED appointed
corporate-secretary
2026-02-02
➕
HANNAN, Edward George Fitzgerald appointed
director
2026-02-02
➕
ORGAN, Robert Charles William appointed
director
2026-02-02
➖
BELGIAN, Philip resigned
director
2026-01-20
📄
capital-name-of-class-of-shares
capital · SH08
2026-01-16
📄
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-01-16
📄
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-01-16
📄
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-01-16
📄
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-01-16
📄
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2025-12-23
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2025-11-07
📄
capital-allotment-shares
capital · SH01
2025-11-07
📄
resolution
resolution · RESOLUTIONS
2025-05-14
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-08-12
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-12-06
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-12-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-06
➖
BELGIAN, Fiona Margaret resigned
director
2015-01-20
🏢
Company incorporated
As NC ACQUISITIONS (STIRLING) LTD
2015-01-20
➕
WATT, James Lindsay Adrian appointed
director
2015-01-20
➕
BELGIAN, Fiona Margaret appointed
director
2015-01-20
➕
BELGIAN, Philip appointed
director

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Northern Counties Llp is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Northern Counties Llp

Corporate parent · holds 75-100% shares

ultimate parent

⬇

NC ACQUISITIONS (STIRLING) LTD

This company · SC495473

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Northern Counties Llp Corporate entity	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
PAUL MCFADYEN LTD→ SC840448 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
PAUL RUSSELL PORTFOLIO LIMITED→ SC424923 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
PEGASUS GLOBAL CONSULTING LTD→ SC434336 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
PENTA 2013 SP LIMITED→ SC455660 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
PENTA CO-INVEST GP LIMITED→ SC340002 · est 2008 · no financials extracted	—	—	—	—	18y	—	—
PENTA NOMINEE LIMITED→ SC430322 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
PENTA TPA GP LIMITED→ SC751441 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
PEOPLESCHAMPION.COM LIMITED→ SC270602 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
PERSONAL INVESTMENT PLANNING LIMITED→ SC190901 · est 1998 · no financials extracted	—	—	—	—	27y	—	—
PERSPECT FINANCIAL PLANNING LIMITED→ SC699869 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
PHILLIPS FINANCIAL LTD→ SC787333 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
PHONESMART INVESTMENTS LTD→ SC657983 · est 2020 · no financials extracted	—	—	—	—	6y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2015-01-20

Jurisdictionscotland

Primary SIC65120 — Non-life insurance

Registered office

166 Buchanan Street

Glasgow

G1 2LW

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-01-25

Last: 2026-01-11

Officers (4 active · 2 resigned)

SHOOSMITHS SECRETARIES LIMITED→

corporate-secretary · appointed 2026-02-02

View their other companies + combined net worth →

Active

HANNAN, Edward George Fitzgerald→

director · ~48y · appointed 2026-02-02

View their other companies + combined net worth →

Active

ORGAN, Robert Charles William→

director · ~57y · appointed 2026-02-02

View their other companies + combined net worth →

Active

WATT, James Lindsay Adrian→

director · ~58y · appointed 2015-01-20

View their other companies + combined net worth →

Active

BELGIAN, Fiona Margaret→

director · ~49y · appointed 2015-01-20 · resigned 2019-09-06

Resigned

BELGIAN, Philip→

director · ~51y · appointed 2015-01-20 · resigned 2026-02-02

Resigned

Click a director name to see their full track record across all companies.

Recent filings (46 total)

capital-name-of-class-of-shares

capital · SH08

2026-02-20

capital-variation-of-rights-attached-to-shares

capital · SH10

2026-02-20

memorandum-articles

incorporation · MA

2026-02-13

appoint-corporate-secretary-company-with-name-date

officers · AP04

2026-02-13

resolution

resolution · RESOLUTIONS

2026-02-13

appoint-person-director-company-with-name-date

officers · AP01

2026-02-13

appoint-person-director-company-with-name-date

officers · AP01

2026-02-12

termination-director-company-with-name-termination-date

officers · TM01

2026-02-12

capital-name-of-class-of-shares

capital · SH08

2026-01-20

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-01-19

replacement-filing-of-confirmation-statement-with-made-up-date