SCOTT WEALTH FINANCIAL SERVICES LTD

🌳Matureactive
SC500119 · ltd · incorporated 2015-03-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£15.6k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £15,643

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£16k
Current Assets
£27k
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-08-31
Total assets£15.6k
Current assets£27.3k
Net assets£15.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-11-21
    ➖
    SCOTT, Graham John resigned
    director
  2. 2025-11-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-09-17
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  4. 2025-08-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2025-05-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  6. 2025-03-24
    📄
    second-filing-of-director-appointment-with-name
    officers · RP04AP01
  7. 2025-03-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-09-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2024-09-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-09-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2024-08-31
    ➕
    DAVIES, Philip James appointed
    director
  12. 2024-08-31
    ➕
    LOVETT, Helen Marie appointed
    director
  13. 2024-07-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2024-07-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  15. 2024-07-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2024-07-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2023-08-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2022-11-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2021-11-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2020-11-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2019-12-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2015-03-10
    🏢
    Company incorporated
    As SCOTT WEALTH FINANCIAL SERVICES LTD
  23. 2015-03-10
    ➕
    SCOTT, Graham John appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Rosemount Asset Management Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Rosemount Asset Management Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
SCOTT WEALTH FINANCIAL SERVICES LTD
This company · SC500119

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Rosemount Asset Management Holdings Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control16/07/2024
2 historic (ceased) PSCs
  • Mr Graham John Scottceased 16/07/2024· 25-50% shares · 25-50% voting
  • Mrs Geraldine Scottceased 16/07/2024· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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@SIPP LIMITED→
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————12y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-03-10
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

300 Bath Street
Glasgow
G2 4LH
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-08-31
Confirmation statement
Next due: 2027-03-24
Last: 2026-03-10

Officers (2 active · 1 resigned)

DAVIES, Philip James→
director · ~56y · appointed 2024-08-31
View their other companies + combined net worth →
Active
LOVETT, Helen Marie→
director · ~59y · appointed 2024-08-31
View their other companies + combined net worth →
Active
SCOTT, Graham John→
director · ~60y · appointed 2015-03-10 · resigned 2025-11-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (35 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
termination-director-company-with-name-termination-date
officers · TM01
2025-11-21
change-account-reference-date-company-current-extended
accounts · AA01
2025-09-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-20
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-05-20
second-filing-of-director-appointment-with-name
officers · RP04AP01
2025-03-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-24
appoint-person-director-company-with-name-date
officers · AP01
2024-09-25
change-person-director-company-with-change-date
officers · CH01
2024-09-25
appoint-person-director-company-with-name-date
officers · AP01
2024-09-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-07-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-07-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-07-18