RAMCO LITIGATION FUNDING LIMITED
💤Zombieactive
SC505360 · ltd · incorporated 2015-05-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
Why now
Window steady · low confidence
Steady and stalled — no momentum either way. Needs an approach trigger.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£-804.5k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of patent and copyright agents; other legal activities
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 4.6y
35/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.6 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (1 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £804,461
Net assets shrinking
Down £1,524,920 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£804k
↓ 212% YoY
Current Assets
£8
↓ 99% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £-199.5k | £165.5k |
| Current assets | £8 | £1.1k |
| Net assets | £-804.5k | £720.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-01-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-26🔒Charge registered #1Lender: James William Remp
- 2021-07-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-07-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-30➕LAING, David Kemlo appointeddirector
- 2021-06-30➖MOONEY, Peter resignedsecretary
- 2021-06-30➖LOEWE, Evgenia resigneddirector
- 2021-06-30➖REMP, Stephen Edward resigneddirector
- 2021-06-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-15➖BERTRAM, Steven Ross resigneddirector
- 2019-11-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-08-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-12-31➖FERNYHOUGH, Richard resigneddirector
- 2017-01-20➕BERTRAM, Steven Ross appointeddirector
- 2017-01-20➕FERNYHOUGH, Richard appointeddirector
- 2017-01-20➕LOEWE, Evgenia appointeddirector
- 2015-05-07🏢Company incorporatedAs RAMCO LITIGATION FUNDING LIMITED
- 2015-05-07➕MOONEY, Peter appointedsecretary
- 2015-05-07➕REMP, Stephen Edward appointeddirector
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Kemlo Laing Individual · British · DOB 06/1953 · age 73 | 75–100% | — | 75-100% shares · firm interest | 30/06/2021 |
1 historic (ceased) PSC
- Mr Stephen Edward Rempceased 30/06/2021· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AYRSHIRE ALUMINIUM CO. LIMITED→ SC075647 · est 1981 | £2.38M £1.75M–£3.00M | — | — | 0 | 44y | 82 | 61y |
| ARPL ARCHITECTS LTD.→ SC116832 · est 1989 | — | — | — | 700 | 37y | 83 | 67y |
| AUSTIN LAFFERTY LIMITED→ SC277684 · est 2004 | — | — | £745.0k | — | 21y | 83 | 62y |
| CYCLERATE LIMITED→ SC334375 · est 2007 | — | — | — | — | 18y | 83 | 58y |
| WASTEWATER MANAGEMENT HOLDINGS LIMITED→ SC201429 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 59y |
| WEST COAST CAPITAL (RETAIL PARKS) LIMITED→ SC219194 · est 2001 | — | — | — | 0 | 25y | 83 | 77y |
| WEST COAST CAPITAL HOLDINGS LIMITED→ SC190805 · est 1998 | — | — | — | 2 | 27y | 83 | 77y |
| WEST COAST CAPITAL PRESTVEN INVESTMENTS LIMITED→ SC298919 · est 2006 | — | — | £2 | — | 20y | 83 | 77y |
| WICKED COSTUMES GROUP LIMITED→ SC402313 · est 2011 | — | — | £474.0k | — | 15y | 83 | 62y |
| ADAM WILSON & SONS (HOLDINGS) LIMITED→ SC230058 · est 2002 · no financials extracted | — | — | — | — | 24y | 82 | 86y |
| ADELPHI PLANT HIRE (SCOTLAND) LTD→ SC239828 · est 2002 | — | — | — | 2 | 23y | 82 | 65y |
| ALBA PLANNING CONSULTANTS LIMITED→ SC157540 · est 1995 | — | — | £230.3k | — | 31y | 82 | 66y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-05-07
Jurisdictionscotland
Primary SIC69109 — Activities of patent and copyright agents; other legal activities
Registered office
Tigh Na Creag
Kildonan
Isle Of Arran
KA27 8SD
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-20
Last: 2026-06-06
Officers (1 active · 5 resigned)
LAING, David Kemlo→
Activedirector · ~73y · appointed 2021-06-30
View their other companies + combined net worth →
MOONEY, Peter→
Resignedsecretary · appointed 2015-05-07 · resigned 2021-06-30
BERTRAM, Steven Ross→
Resigneddirector · ~66y · appointed 2017-01-20 · resigned 2019-11-15
FERNYHOUGH, Richard→
Resigneddirector · ~83y · appointed 2017-01-20 · resigned 2017-12-31
LOEWE, Evgenia→
Resigneddirector · ~47y · appointed 2017-01-20 · resigned 2021-06-30
REMP, Stephen Edward→
Resigneddirector · ~79y · appointed 2015-05-07 · resigned 2021-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | James William Remp | A registered charge | 1 property | 26/11/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (43 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-11
change-person-director-company-with-change-date
officers · CH01
2025-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-01-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-01-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-12-01