NORDMAN PROPERTY LTD

🌳Matureactive
SC512775 · ltd · incorporated 2015-08-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
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Turnover
year to Aug 2025
Net worth
£550.0k
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 10.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 10.4 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £549,993
Cash YoY
+51%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£204k
↑ 51% YoY
Net Worth
£550k
↑ 11% YoY
Current Assets
Current Liabilities
£0£110k£220k£330k£440k£550kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-31
Total assets£622.5k£566.2k
Cash£203.7k£135.0k
Net assets£550.0k£493.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-11-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-03-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-05-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-07-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2022-07-19
    🔓
    Charge satisfied #1
  7. 2022-07-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2022-07-15
    🔒
    Charge registered #4
    Lender: Ellisys Group Sa
  9. 2022-07-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2022-07-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2022-07-12
    🔒
    Charge registered #3
    Lender: Andrew Monro Norrie
  12. 2022-07-12
    🔒
    Charge registered #2
    Lender: Michael Paul Dearman
  13. 2022-04-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-03-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-11-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-11-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2017-01-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2016-11-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2015-12-16
    🔒
    Charge registered #1
    Lender: Quarch Technology Limited
  21. 2015-08-11
    🏢
    Company incorporated
    As NORDMAN PROPERTY LTD
  22. 2015-08-11
    DEARMAN, Michael Paul appointed
    director
  23. 2015-08-11
    NORRIE, Andrew Monro appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Michael Paul Dearman
Individual · British · DOB 11/1974 · age 52
5075%
50-75% shares01/07/2016
Mr Andrew Monro Norrie
Individual · British · DOB 08/1980 · age 46
2550%
25-50% shares01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-08-11
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Quarch Technology Ltd 7 Dalfaber Industrial Estate
Dalfaber Drive
Aviemore
PH22 1ST
Scotland

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-24
Last: 2025-08-10

Officers (2 active · 0 resigned)

DEARMAN, Michael Paul
director · ~47y · appointed 2015-08-11
View their other companies + combined net worth →
Active
NORRIE, Andrew Monro
director · ~46y · appointed 2015-08-11
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
3
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Ellisys Group Sa
A registered charge1 property15/07/2022
outstanding
Andrew Monro Norrie
A registered charge1 property12/07/2022
outstanding
Michael Paul Dearman
A registered charge1 property12/07/2022
satisfied
Quarch Technology
Quarch Technology Limited
A registered charge1 property16/12/201519/07/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (28 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-15
mortgage-satisfy-charge-full
mortgage · MR04
2022-07-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-18