IZABELA STEPIEN INTERIOR DESIGN LIMITED

🌳Matureactive
SC516564 · ltd · incorporated 2015-09-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£-45.9k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Specialised design activities
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £45,947

Key financials

2 years extracted from filed iXBRL accounts
Cash
£13k
Net Worth
-£46k
Current Assets
£13k
Current Liabilities
—
-£46k-£34k-£22k-£11k£1k£13kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-302023-09-30
Total assets£-45.8k—
Current assets£12.9k—
Cash£12.9k—
Net assets£-45.9k—
Average employees—200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2025-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-01-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2023-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-04-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2023-04-03
    ➕
    CAMERON, Angus Kenneth appointed
    director
  8. 2022-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-02-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-07-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-07-15
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  12. 2019-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-06-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2017-06-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2017-06-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2017-06-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2015-09-25
    🏢
    Company incorporated
    As IZABELA STEPIEN INTERIOR DESIGN LIMITED
  19. 2015-09-25
    ➕
    STEPIEN, Izabela appointed
    director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "STEPIEN" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

61/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ms Izabela Stepien
Individual · Polish · DOB 10/1985 · age 41
75–100%
75–100%board control75-100% shares · 75-100% voting · board control15/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-09-25
Jurisdictionscotland
Primary SIC74100 — Specialised design activities

Registered office

30 Kennedy Street
Wishaw
ML2 8LE
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-08
Last: 2025-09-24

Officers (2 active · 0 resigned)

CAMERON, Angus Kenneth→
director · ~69y · appointed 2023-04-03
View their other companies + combined net worth →
Active
STEPIEN, Izabela→
director · ~41y · appointed 2015-09-25
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (32 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
appoint-person-director-company-with-name-date
officers · AP01
2023-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-01