SF ELECTRICAL CONTRACTORS LTD.

🌳Matureactive
SC519219 · ltd · incorporated 2015-11-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
year to Nov 2025
Net worth
£392.1k
book net assets
Opportunity
67/100
Strong
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What this business does
Primary activity: SIC 35140
Sector: Electricity, gas & energy
ALSO REGISTERED FOR
  • 43220Plumbing, heat and air-conditioning installation
Investor take
Special-situation opportunity
Distressed energy with salvageable qualities — special-situations priority.

Opportunity 67/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 0.1y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.1 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
4 connected companies via shared directors
57
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £392,120

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£392k
↑ 6.1% YoY
Current Assets
£589k
↑ 3.1% YoY
Current Liabilities
£0£118k£235k£353k£471k£589kNov 2024Nov 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-11-302024-11-30
Total assets£393.5k£371.1k
Current assets£588.7k£571.0k
Net assets£392.1k£369.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 mortgage
Last 180 days
2
filings
  • 1 mortgage
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-03-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-03-24
    🔒
    Charge registered #1
    Lender: Allica Bank Limited
  3. 2025-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-02-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2025-02-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2024-07-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-04-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2024-04-06
    FERRIE, Pamela appointed
    director
  9. 2023-09-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-08-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-09-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-04-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-05-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-11-02
    🏢
    Company incorporated
    As SF ELECTRICAL CONTRACTORS LTD.
  17. 2015-11-02
    FERRIE, Scott appointed
    director
  18. 2015-11-02
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-06

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-11-02
Jurisdictionscotland
Primary SIC35140 — SIC 35140

Registered office

27 Roman Hill Road
Clydebank
G81 6NU
Scotland

Filing status

Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-04-06OVERDUE
Last: 2025-03-23

Officers (2 active · 0 resigned)

FERRIE, Pamela
director · ~36y · appointed 2024-04-06
View their other companies + combined net worth →
Active
FERRIE, Scott
director · ~36y · appointed 2015-11-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Allica Bank
Allica Bank Limited
A registered charge24/03/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (24 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-26
appoint-person-director-company-with-name-date
officers · AP01
2024-04-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-14
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-02