ROY & MCINTYRE FUNERAL HOME LTD.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 4.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.9 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | — | £301.3k |
| Current assets | — | £121.0k |
| Cash | — | £104.4k |
| Debtors | — | £4.6k |
| Net assets | — | £152.5k |
| Average employees | 9 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-24📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-05-19📄memorandum-articlesincorporation · MA
- 2023-05-19📄resolutionresolution · RESOLUTIONS
- 2023-05-10📄capital-return-purchase-own-sharescapital · SH03
- 2023-04-25📄capital-cancellation-sharescapital · SH06
- 2023-04-21📄resolutionresolution · RESOLUTIONS
- 2023-04-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-03➕MCINTYRE, Rachel appointedsecretary
- 2023-04-03📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-04-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-03-31➖ROY, Tommy resigneddirector
- 2023-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-19🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2021-06-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-11🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2021-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-01-11➕ROY, Tommy appointeddirector
- 2015-11-27🏢Company incorporatedAs ROY & MCINTYRE FUNERAL HOME LTD.
- 2015-11-27➕MCINTYRE, Steven David appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MCINTYRE" — strong identity link between founder and business.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Steven David Mcintyre Individual · British · DOB 09/1979 · age 47 | 25–50% | — | 75-100% shares · firm interest | 01/06/2016 |
1 historic (ceased) PSC
- Mr Tommy Royceased 31/03/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 19/08/2021 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 11/06/2021 | — |