SIMPSON FISH LIMITED
- · Oldest live charge 9.8y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 9.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 1100 | 900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2025-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-24📄legacymiscellaneous · RP04CS01
- 2019-04-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-01📄capital-allotment-sharescapital · SH01
- 2017-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-01-26➕SIMPSON, Anthony George appointeddirector
- 2017-01-26➕SIMPSON, John Arthur appointeddirector
- 2016-08-29➕SCOLLAY, Eleanor Ann appointedsecretary
- 2016-08-25🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2016-04-01🏢Company incorporatedAs SIMPSON FISH LIMITED
- 2016-04-01➕SIMPSON, John Karl appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "SIMPSON" — strong identity link between founder and business.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Karl Simpson Individual · British · DOB 01/1974 · age 52 | 75–100% | — | 75-100% shares | 01/05/2016 |
Mr Anthony George Simpson Individual · British · DOB 12/1966 · age 60 | — | — | sig. influencesignificant influence | 01/05/2016 |
Mr John Arthur Simpson Individual · British · DOB 01/1955 · age 71 | — | — | sig. influencesignificant influence | 01/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 25/08/2016 | — |