JVIC LTD
🏛️Establishedactive
SC537959 · ltd · incorporated 2016-06-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£59.0k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Take-away food shops and mobile food stands
Sector: Accommodation & food service
ALSO REGISTERED FOR
- 56290Other food services
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 9.7y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £59,018
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£59k
Current Assets
£62k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £59.0k | — |
| Current assets | £62.0k | — |
| Debtors | £62.0k | — |
| Net assets | £59.0k | — |
| Average employees | — | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-04✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-06-28➕VILLASENOR OBAG, Jermiline appointeddirector
- 2024-06-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄gazette-notice-compulsorygazette · GAZ1
- 2023-03-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-04-27🔓Charge satisfied #2
- 2022-03-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-21🔓Charge satisfied #1
- 2021-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-05🔒Charge registered #2Lender: Tsb Bank PLC
- 2016-08-17🔒Charge registered #1Lender: Tsb Bank PLC
- 2016-06-14🏢Company incorporatedAs JVIC LTD
- 2016-06-14➕CLUNIE, Ian Sinclair appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-11-04: certificate-change-of-name-company
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Sinclair Robertson Clunie Individual · United Kingdom · DOB 03/1968 · age 58 | 75–100% | — | 75-100% shares | 19/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-06-14
Jurisdictionscotland
Primary SIC56103 — Take-away food shops and mobile food stands
Registered office
Quoys
Blackcrofts
North Connel
PA37 1RA
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-11-18
Last: 2025-11-04
Officers (2 active · 0 resigned)
CLUNIE, Ian Sinclair→
Activedirector · ~58y · appointed 2016-06-14
View their other companies + combined net worth →
VILLASENOR OBAG, Jermiline→
Activedirector · ~57y · appointed 2024-06-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Tsb Bank PLC | A registered charge | 1 property | 05/01/2017 | 27/04/2022 | |
| satisfied | Lloyds Banking Group Tsb Bank PLC | A registered charge | — | 17/08/2016 | 21/03/2022 |
Recent filings (31 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-04
certificate-change-of-name-company
change-of-name · CERTNM
2024-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-17
appoint-person-director-company-with-name-date
officers · AP01
2024-06-28
gazette-filings-brought-up-to-date
gazette · DISS40
2024-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-03
gazette-notice-compulsory
gazette · GAZ1
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-16
mortgage-satisfy-charge-full
mortgage · MR04
2022-04-27