PRM FINANCIAL SERVICES LIMITED
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (14 events)Click to expand
- 2025-09-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-01-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-08-31🏢Company incorporatedAs PRM FINANCIAL SERVICES LIMITED
- 2016-08-31➕WILSON, Paul appointeddirector
- 2016-08-31📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Wilson Individual · British · DOB 11/1982 · age 44 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 31/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CHRISTIE FINANCIAL PLANNING LIMITED→ SC189743 · est 1998 | — | — | £162.2k | — | 27y | 82 | 65y |
| JMC FINANCIAL SERVICES LIMITED→ SC245180 · est 2003 | — | — | £17.1k | — | 23y | 82 | 58y |
| KEN BINNIE FINANCIAL LIMITED→ SC244778 · est 2003 | — | — | £253 | — | 23y | 82 | 66y |
| PACIFIC SHELF 1272 LIMITED→ SC267459 · est 2004 | — | — | — | 1 | 21y | 82 | 77y |
| A G FINANCE (SCOTLAND) LIMITED→ SC281499 · est 2005 | — | — | — | 11 | 21y | 80 | 64y |
| ACMCA LIMITED→ SC234784 · est 2002 | — | — | £19.7k | — | 23y | 80 | 71y |
| MONARCHIA (AESTHETICS AND SAFETY) CONSULTANCY LTD→ SC801508 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| NICHOLSON WEALTH LIMITED→ SC835235 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ONE INGRAM FINANCE LTD→ SC555330 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| SILVERBURN INVESTMENTS LIMITED→ SC362017 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| SIMPLY BROKERING LTD→ SC662456 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| SM30 GROUP LTD→ SC842520 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
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