SM MEDISPA LTD.
🏛️Establishedactive
SC544417 · ltd · incorporated 2016-09-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Specialist medical practice activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-07-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-12📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-24📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-24📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-15📄capital-allotment-sharescapital · SH01
- 2021-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-16🔒Charge registered #2Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2021-05-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-11-07🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2019-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-09-02🏢Company incorporatedAs SM MEDISPA LTD.
- 2016-09-02➕PHILIP, Miranda Claire Wilson appointeddirector
- 2016-09-02➕PHILIP, Steven Raymond Maclean appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Miranda Claire Wilson Philip Individual · British · DOB 10/1973 · age 53 | 25–50% | — | 25-50% shares | 02/09/2016 |
Mr Steven Raymond Maclean Philip Individual · British · DOB 05/1971 · age 55 | 25–50% | — | 25-50% shares | 02/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PEAK PHYSIQUE WELLNESS LTD→ SC882817 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| S.O YOUTHFUL AESTHETICS LTD→ SC677875 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| SAMBANI LTD→ SC737389 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| SCHOLARS MEDICARE LIMITED→ SC666295 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| SKM AESTHETICS LTD→ SC524252 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| SMART COOKIES NURSERY LTD→ SC768333 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SPECTRATOX LIMITED→ SC328032 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| SWIIS FOSTER CARE SCOTLAND LIMITED→ SC273400 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| SYLVA CARE PARTNERS LTD→ SC834959 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| T & K BROWN LTD.→ SC396341 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| TACE HEALTHCARE LTD→ SC563145 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| TALK MATTERS→ SC338099 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-09-02
Jurisdictionscotland
Primary SIC86220 — Specialist medical practice activities
Registered office
30 Canmore Street
Dunfermline
Fife
KY12 7NT
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-29
Last: 2026-04-15
Officers (2 active · 0 resigned)
PHILIP, Miranda Claire Wilson→
Activedirector · ~53y · appointed 2016-09-02
View their other companies + combined net worth →
PHILIP, Steven Raymond Maclean→
Activedirector · ~55y · appointed 2016-09-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 16/06/2021 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 07/11/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-13
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-11-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-24
change-person-director-company-with-change-date
officers · CH01
2023-01-24
change-person-director-company-with-change-date
officers · CH01
2023-01-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-06