KAGFN LTD
- · Oldest live charge 7.3y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 7.3y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £195.9k | £209.8k |
| Current assets | £228.9k | £102.2k |
| Cash | £192.3k | — |
| Debtors | £36.6k | — |
| Net assets | £124.0k | £4.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 gazette
- • 2 gazette
- • 2 officers
- • 1 accounts
Corporate timeline (32 events)Click to expand
- 2026-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-01-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-16📄gazette-notice-compulsorygazette · GAZ1
- 2025-06-26📄resolutionresolution · RESOLUTIONS
- 2025-06-26📄capital-alter-shares-subdivisioncapital · SH02
- 2024-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-26➖MCGARRY, Catherine Carmichael resigneddirector
- 2024-02-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-10➕WYATT, Daniel John appointeddirector
- 2023-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-06➖CAREY, Marianne resigneddirector
- 2022-10-31➕CAREY, Marianne appointeddirector
- 2022-10-31➖TAYLOR, Sandra Jane resigneddirector
- 2022-10-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-25🔒Charge registered #1Lender: Bank of Scotland PLC
- 2017-11-08➕TAYLOR, Sandra Jane appointeddirector
- 2016-09-30🏢Company incorporatedAs KAGFN LTD
- 2016-09-30➕KENNEDY, Michael Hugh appointeddirector
- 2016-09-30➕WOODFORD, Amy Ridley appointeddirector
- 2016-09-30➕WOODFORD, Jeremy Christie appointeddirector
- 2016-09-30➕MCGARRY, Catherine Carmichael appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
cleanRadial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 25/01/2019 | — |