NGS PROPERPRENEUR LIMITED
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 4 lenders · oldest 9.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (32 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-11-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-09🔒Charge registered #9Lender: Aldermore Bank PLC
- 2023-11-09🔒Charge registered #8Lender: Aldermore Bank PLC
- 2023-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-25🔓Charge satisfied #2
- 2022-03-25🔓Charge satisfied #1
- 2021-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-02🔒Charge registered #7Lender: Paragon Bank PLC
- 2021-11-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-19🔒Charge registered #6Lender: Paragon Bank PLC
- 2021-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-04🔒Charge registered #5Lender: Kensington Mortgage Company Limited
- 2020-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-24🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2020-05-22📄legacymiscellaneous · RPCH01
- 2020-03-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-18🔒Charge registered #3Lender: Paragon Bank PLC
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-06🔒Charge registered #2Lender: Aldermore Bank PLC
- 2017-02-24🔒Charge registered #1Lender: Aldermore Bank PLC
- 2016-11-30🏢Company incorporatedAs NGS PROPERPRENEUR LIMITED
- 2016-11-30➕NG, Mary appointeddirector
- 2016-11-30➕NG, Tony appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Mary Ng Individual · British · DOB 02/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/11/2017 |
Mr Tony Ng Individual · British · DOB 08/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PANTA PROPERTY SOLUTIONS LTD→ SC868620 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PARK SERVICES (SCOTLAND) LIMITED→ SC515138 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| PHBP INVESTMENTS LTD→ SC547543 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| POPPIE PROPERTY LIMITED→ SC777836 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PORTFOLIO PROPERTY HOLDINGS LTD→ SC850852 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| POSH PROPERTIES (SCOTLAND) LTD→ SC777639 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PRECISION PROPERTY MANAGEMENT LIMITED→ SC808094 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PREFERENT LIMITED→ SC671188 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| PREMIER ENTERPRISES GLASGOW LTD→ SC788037 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PREMIER HOUSEWARES DEVCO LIMITED→ SC487573 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| PREMIER PROPERTIES (GLASGOW) LTD→ SC768254 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PREMIER SCOT PROPERTY LTD→ SC718397 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 09/11/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 09/11/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 02/12/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/11/2021 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 04/09/2020 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 24/06/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 18/03/2020 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 06/03/2017 | 25/03/2022 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | — | 24/02/2017 | 25/03/2022 |