PRO DIVISION CAR CARE LIMITED
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
6 live charges · 3 lenders · oldest 4.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.6 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 900 | 900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 2 persons-with-significant-control
- • 1 mortgage
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-19🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2025-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-19🔒Charge registered #5Lender: National Westminster Bank PLC
- 2025-02-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-08🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2024-04-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-03🔓Charge satisfied #1
- 2024-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-05🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2022-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-01🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2021-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-05🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2020-08-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-23🏢Company incorporatedAs PRO DIVISION CAR CARE LIMITED
- 2017-01-23➕HAMILTON, Colin appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Cassandra Hamilton Individual · British · DOB 04/1992 · age 34 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/11/2025 |
Mr Colin Hamilton Individual · British · DOB 05/1992 · age 34 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| J K TYRES AND AUTOCENTRE (STENHOUSEMUIR) LIMITED→ SC661261 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| NORTHEND GARAGE LIMITED→ SC484855 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
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| PRIMETORQUE SERVICES LTD→ SC881086 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PRO-DIVISION CAR SALES LTD→ SC606097 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| R & C COACH REPAIRS LTD→ SC826332 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| REDHOUSE GARAGE (SCOTLAND) LIMITED→ SC348251 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| RMA AUTO SERVICES LTD→ SC811811 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RW SNEDDON LIMITED→ SC615303 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| RYLER AUTOMOTIVE LTD→ SC877208 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/03/2026 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 19/09/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/04/2024 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 05/10/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 2 properties | 01/03/2022 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 05/10/2021 | 03/04/2024 |