INSURE APPS TECHNOLOGY LIMITED
🏛️Establishedactive
SC556846 · ltd · incorporated 2017-02-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other information technology service activities
Sector: Information & communication
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.6y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 300 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 capital
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 capital
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-19📄capital-allotment-sharescapital · SH01
- 2025-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-27📄capital-allotment-sharescapital · SH01
- 2023-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-23📄capital-allotment-sharescapital · SH01
- 2023-02-22📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-07📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-01-17📄capital-allotment-sharescapital · SH01
- 2021-11-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-26📄resolutionresolution · RESOLUTIONS
- 2021-05-12📄capital-allotment-sharescapital · SH01
- 2020-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-04📄capital-allotment-sharescapital · SH01
- 2019-05-10📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2017-09-28🔒Charge registered #2Lender: Avian Communications Network Limited
- 2017-09-28🔒Charge registered #1Lender: George David Stubbs
- 2017-02-07🏢Company incorporatedAs INSURE APPS TECHNOLOGY LIMITED
- 2017-02-07➕MARSHALL, Stephen John appointeddirector
- 2017-02-07➕STUBBS, George David appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr George David Stubbs Individual · British · DOB 02/1965 · age 61 | 25–50% | — | 25-50% shares | 07/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| FLAGMYGOLF LIMITED→ SC826626 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GREEN DOG DESIGN AND CONSULTANCY LTD→ SC631312 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| HOLLYGRAM MEDIA LIMITED→ SC838466 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HUNGRRR DEV LTD→ SC665002 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HYPEIFY.IO LIMITED→ SC873737 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ICE BEAM LTD.→ SC500602 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ICE BEAM PRODUCTIONS LTD→ SC704244 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| INCLUSIVETECH SCOTLAND LTD→ SC811176 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| INFORMIT SYSTEMS (SCOTLAND) LTD.→ SC374809 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| INFRASTAQ.IO LTD→ SC697592 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| INTAMAP LIMITED→ SC122135 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-02-07
Jurisdictionscotland
Primary SIC62090 — Other information technology service activities
Registered office
Avian House Brook Street
Broughty Ferry
Dundee
DD5 1DJ
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-20
Last: 2026-02-06
Officers (2 active · 0 resigned)
MARSHALL, Stephen John→
Activedirector · ~58y · appointed 2017-02-07
View their other companies + combined net worth →
STUBBS, George David→
Activedirector · ~61y · appointed 2017-02-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Avian Communications Network Avian Communications Network Limited | A registered charge | 1 property | 28/09/2017 | — | |
| outstanding | George David Stubbs | A registered charge | 1 property | 28/09/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (38 total)
capital-allotment-shares
capital · SH01
2026-03-19
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-28
capital-allotment-shares
capital · SH01
2024-06-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-30
capital-allotment-shares
capital · SH01
2023-11-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-01
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2023-02-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-06-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-11