CAMPBELL HOMES CUMNOCK LIMITED
🏛️Establishedactive
SC557131 · ltd · incorporated 2017-02-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2024
Net worth
£377.1k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 41202Construction of domestic buildings
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £377,124
Key financials
1 year extracted from filed iXBRL accountsCash
£924k
Net Worth
£377k
Current Assets
£1.9m
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-02-29 |
|---|---|
| Total assets | £389.6k |
| Current assets | £1.93M |
| Cash | £924.4k |
| Debtors | £1.01M |
| Net assets | £377.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 miscellaneous
- • 1 accounts
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 miscellaneous
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-03-11📄legacymiscellaneous · RPCH01
- 2026-02-26📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2025-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-07-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-07-25📄gazette-notice-compulsorygazette · GAZ1
- 2023-07-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-28📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2022-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-23📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2021-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-06-22🔓Charge satisfied #2
- 2020-06-22🔓Charge satisfied #1
- 2019-11-14🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2019-10-24🔒Charge registered #1Lender: Charles Street Commercial Investments Limited
- 2019-05-30➖CAMPBELL, John Leitch resigneddirector
- 2017-02-09🏢Company incorporatedAs CAMPBELL HOMES CUMNOCK LIMITED
- 2017-02-09➕LENNOX, Kylie appointeddirector
- 2017-02-09➕MCSEVENEY, Hayley appointeddirector
- 2017-02-09➕MILLER, Kirsty appointeddirector
- 2017-02-09➕CAMPBELL, John Leitch appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kylie Lennox Individual · British · DOB 04/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/02/2021 |
Mrs Hayley Mcseveney Individual · British · DOB 05/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/02/2021 |
Mrs Kirsty Miller Individual · British · DOB 07/1990 · age 36 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/02/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CRAIG MCCLINTOCK HEATING LIMITED→ SC734342 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| D KELLY JOINERS LTD→ SC399949 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| D SWINDON ELECTRICAL SERVICES LIMITED→ SC465965 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| D. BURNS & SON LIMITED→ SC301230 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| D.W.MORRISON LTD→ SC690069 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DALHOWAN DEVELOPMENTS LTD→ SC881232 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DELTA CONTRACTS LTD→ SC644424 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DENNIS CLANCY & SONS LIMITED→ SC247291 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| DN DESIGN CONTRACTS LTD→ SC777641 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DNG JOINERY LIMITED→ SC868711 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DON-CRAIG GRANT LIMITED→ SC853783 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DONCAST RENDERING LTD→ SC667627 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-02-09
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
54 Glaisnock Street
Cumnock
KA18 1BY
Scotland
Filing status
Accounts
Next due: 2026-05-26
Last made up to: 2024-02-29
Confirmation statement
Next due: 2027-02-22
Last: 2026-02-08
Officers (3 active · 1 resigned)
LENNOX, Kylie→
Activedirector · ~38y · appointed 2017-02-09
View their other companies + combined net worth →
MCSEVENEY, Hayley→
Activedirector · ~40y · appointed 2017-02-09
View their other companies + combined net worth →
MILLER, Kirsty→
Activedirector · ~36y · appointed 2017-02-09
View their other companies + combined net worth →
CAMPBELL, John Leitch→
Resigneddirector · ~65y · appointed 2017-02-09 · resigned 2019-05-30
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 14/11/2019 | 22/06/2020 | |
| satisfied | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | — | 24/10/2019 | 22/06/2020 |
Recent filings (36 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-12
legacy
miscellaneous · RPCH01
2026-03-11
change-account-reference-date-company-current-shortened
accounts · AA01
2026-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-16
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-11-24
gazette-filings-brought-up-to-date
gazette · DISS40
2023-07-26
gazette-notice-compulsory
gazette · GAZ1
2023-07-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-08
change-account-reference-date-company-current-shortened
accounts · AA01
2023-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-14