LIFEMORTGAGE UK LIMITED

🏛️Establishedactive
SC570501 · ltd · incorporated 2017-07-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2026-04-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-04-24
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2024-04-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2023-04-27
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2022-04-28
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2021-04-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2020-07-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2020-04-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2019-12-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2019-04-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2018-09-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2018-09-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2018-09-06
    DOHERTY, Anthony appointed
    director
  14. 2017-07-05
    🏢
    Company incorporated
    As LIFEMORTGAGE UK LIMITED
  15. 2017-07-05
    SHIELDS, Alastair George appointed
    director
  16. 2017-07-05
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Anthony Doherty
Individual · British · DOB 10/1961 · age 65
2550%
25–50%25-50% shares · 25-50% voting05/07/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2017-07-05
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

23 Brighouse Park Cross
Edinburgh
EH4 6GZ
Scotland

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-07-18
Last: 2025-07-04

Officers (2 active · 0 resigned)

DOHERTY, Anthony
director · ~65y · appointed 2018-09-06
View their other companies + combined net worth →
Active
SHIELDS, Alastair George
director · ~62y · appointed 2017-07-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (21 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-16
accounts-with-accounts-type-dormant
accounts · AA
2025-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-18
accounts-with-accounts-type-dormant
accounts · AA
2024-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-12
accounts-with-accounts-type-dormant
accounts · AA
2023-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-13
accounts-with-accounts-type-dormant
accounts · AA
2022-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-19
accounts-with-accounts-type-dormant
accounts · AA
2021-04-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-07-22
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-16
accounts-with-accounts-type-dormant
accounts · AA
2020-04-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-12-19