SCOTIA TRAINING ACADEMY LIMITED
- 85590Other education n.e.c.
Opportunity 72/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
1 live charge · oldest 7.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £-5.8k | £6.3k |
| Current assets | £22.8k | £43.3k |
| Debtors | £22.8k | £43.3k |
| Net assets | £-6.6k | £-12.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (20 events)Click to expand
- 2026-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-07✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-05-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-10-11📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-08-22🔒Charge registered #1Lender: Dsl Business Finance LTD
- 2017-09-14🏢Company incorporatedAs SCOTIA TRAINING ACADEMY LIMITED
- 2017-09-14➕MCFARLANE, Dawn appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Dawn Mcfarlane Individual · British · DOB 08/1972 · age 54 | — | — | sig. influencesignificant influence | 14/09/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Trade services · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DOLLAR ANTIQUES LTD→ SC742384 · est 2022 | £32.8k £24.6k–£41.0k | £383.8k | — | 500 | 3y | 89 | 60y |
| CASTLE VIEW VENTURES LIMITED→ SC334617 · est 2007 · no financials extracted | — | — | — | — | 18y | 83 | 65y |
| CENTRAL RECYCLING LIMITED→ SC172120 · est 1997 | — | — | £3.88M | — | 29y | 83 | 60y |
| POCKET ROCKET CREATIVE LTD.→ SC314831 · est 2007 | — | — | £192.2k | — | 19y | 83 | 59y |
| THE LAW GROUP SCOTLAND LIMITED→ SC366593 · est 2009 | — | — | £18.1k | — | 16y | 83 | 61y |
| ACF CLEANING LIMITED→ SC227534 · est 2002 | — | — | £699.5k | — | 24y | 82 | 59y |
| ALBION VEHICLE WASH ENGINEERS (CENTRAL) LTD.→ SC319156 · est 2007 | — | — | — | 2 | 19y | 82 | 61y |
| AQUAKLENZ LTD.→ SC257531 · est 2003 | — | — | £3.6k | — | 22y | 82 | 74y |
| C E CONTRACTS LIMITED→ SC385639 · est 2010 | — | — | £1.45M | — | 15y | 82 | 61y |
| CARBROOK PROPERTIES LIMITED→ SC234755 · est 2002 | — | — | £79.1k | — | 23y | 82 | 70y |
| CLAIVER LIMITED→ SC293836 · est 2005 | — | — | — | 400 | 20y | 82 | 67y |
| CLARENCE NURSERY LTD.→ SC184732 · est 1998 | — | — | £152.2k | — | 28y | 82 | 67y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Dsl Business Finance Dsl Business Finance LTD | A registered charge | 1 property | 22/08/2018 | — |