CGS PROPERTY INVESTMENTS LIMITED
🏛️Establishedactive
SC579933 · ltd · incorporated 2017-10-26
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£67.8k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.9y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £67,755
Key financials
2 years extracted from filed iXBRL accountsCash
£27k
Net Worth
£68k
Current Assets
£27k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £613.9k | — |
| Current assets | £27.2k | — |
| Cash | £27.2k | — |
| Net assets | £67.8k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-08-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-13✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2019-11-13📄resolutionresolution · RESOLUTIONS
- 2019-11-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-11-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-07-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-19🔒Charge registered #2Lender: Hampden & Co. PLC
- 2019-06-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-05🔒Charge registered #1Lender: Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR
- 2018-10-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-10-26🏢Company incorporatedAs CGS PROPERTY INVESTMENTS LIMITED
- 2017-10-26➕SMITH, Calvin appointeddirector
- 2017-10-26➕SMITH, Raymond Galloway appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Calvin Smith Individual · British · DOB 01/1992 · age 34 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 26/10/2017 |
1 historic (ceased) PSC
- Mr Raymond Galloway Smithceased 25/10/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HIGHLAND HABITAT LIMITED→ SC826958 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HILLEND VALLEY HOMES LTD→ SC872197 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HMZY PROPERTIES LTD→ SC822277 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HNE CONSULTANTS LTD→ SC705970 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNL INVESTMENT PROPERTIES LTD→ SC717833 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNV PROPERTY LETTINGS LIMITED→ SC825755 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HOLIDAY LETS SCOTLAND LIMITED→ SC712772 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HOME SWEET HOME LETTING AGENCY LIMITED→ SC501315 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| HOME&AWAY PROPERTY MANAGEMENT LTD→ SC730941 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| HOMEA LTD→ SC593162 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HOMELET PROPERTY INVESTMENTS LTD→ SC721300 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HOMELY PROPERTIES LTD→ SC861967 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-10-26
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
133 Clermiston Road
Edinburgh
EH12 6UR
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-16
Last: 2025-10-02
Officers (2 active · 0 resigned)
SMITH, Calvin→
Activedirector · ~34y · appointed 2017-10-26
View their other companies + combined net worth →
SMITH, Raymond Galloway→
Activedirector · ~65y · appointed 2017-10-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Hampden & Co. Hampden & Co. PLC | A registered charge | 2 properties | 19/06/2019 | — | |
| outstanding | Hampden & Co , 9 Charlotte Square, Edinburgh, EH2 4DR Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR | A registered charge | 1 property | 05/06/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (26 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-30