WATT FINANCIAL SOLUTIONS LTD

🏛️Establishedactive
SC583067 · ltd · incorporated 2017-12-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-312024-12-31
Average employees400300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2026-03-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-02-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-03-13
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  6. 2023-03-08
    📄
    capital-allotment-shares
    capital · SH01
  7. 2022-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-04-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-03-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-12-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2018-12-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2017-12-04
    🏢
    Company incorporated
    As WATT FINANCIAL SOLUTIONS LTD
  14. 2017-12-04
    ➕
    WATT, Donald Roger Bradshaw appointed
    director
  15. 2017-12-04
    ➕
    WATT, Pamela Anne appointed
    director
  16. 2017-12-04
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "WATT" — strong identity link between founder and business.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Donald Roger Bradshaw Watt
Individual · British · DOB 09/1974 · age 52
25–50%
—25-50% shares07/02/2018
Mrs Pamela Anne Watt
Individual · British · DOB 10/1978 · age 48
25–50%
—25-50% shares04/12/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · FK postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
RUSSEL + AITKEN NOMINEES LIMITED→
SC052053 · est 1972
———553y8369y
DENIS O. BROWN & ASSOCIATES LIMITED→
SC046416 · est 1969 · no financials extracted
————57y8267y
FULCRUM INSURED EMPLOYEE BENEFITS LIMITED→
SC335390 · est 2007
——£89.8k—18y8265y
GEORGE GILL FINANCIAL SERVICES LTD.→
SC299207 · est 2006
——£110.3k—20y8261y
THE MORTGAGE DESK (SCOTLAND) LIMITED→
SC143635 · est 1993
————33y8277y
ASSET & GENERAL FINANCE LTD→
SC308532 · est 2006
——£1.6k—19y8163y
FRASER TENNANT FINANCIAL SOLUTIONS LIMITED→
SC249345 · est 2003 · no financials extracted
————23y8161y
STRATEGIC INNOVATIVE FINANCE LTD.→
SC265516 · est 2004
——£5.5k—22y8164y
A.R.D. CONSULTANCY LIMITED→
SC334089 · est 2007
———90018y8064y
ASM RECOVERY LIMITED→
SC340517 · est 2008
———10018y8065y
FALKIRK MORTGAGE ADVICE CENTRE (SCOTLAND) LTD→
SC358034 · est 2009
——£16.8k—17y8059y
GT MORTGAGES LTD.→
SC298635 · est 2006
———20020y8067y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-12-04
Jurisdictionscotland
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

Unit 4b Gateway Business Park
Beancross Road
Grangemouth
FK3 8WX
Scotland

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-12-17
Last: 2025-12-03

Officers (2 active · 0 resigned)

WATT, Donald Roger Bradshaw→
director · ~52y · appointed 2017-12-04
View their other companies + combined net worth →
Active
WATT, Pamela Anne→
director · ~48y · appointed 2017-12-04
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (21 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-20
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2023-03-13
capital-allotment-shares
capital · SH01
2023-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-04