GUARDIAN ACCIDENT CLAIMS UK LIMITED
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £378.1k | £213.9k |
| Current assets | £490.4k | £341.3k |
| Cash | £402.6k | £341.3k |
| Debtors | £87.8k | — |
| Net assets | £378.1k | £213.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-10📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2022-01-25📄gazette-notice-compulsorygazette · GAZ1
- 2021-07-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-06📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-05-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2019-05-14📄gazette-notice-compulsorygazette · GAZ1
- 2019-05-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-20📄change-person-director-company-with-change-dateofficers · CH01
- 2018-08-09➕MACGREGOR, Kevin appointeddirector
- 2018-08-09➖CHERRY, Christopher resigneddirector
- 2018-02-27🏢Company incorporatedAs GUARDIAN ACCIDENT CLAIMS UK LIMITED
- 2018-02-27➕CHERRY, Christopher appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin Macgregor Individual · British · DOB 08/1986 · age 40 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 09/08/2018 |
1 historic (ceased) PSC
- Mr Christopher Cherryceased 09/08/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.