BULL INVESTMENTS LIMITED
🏛️Establishedactive
SC600822 · ltd · incorporated 2018-06-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-14.5k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 6.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £14,457
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£14k
↓ 10% YoY
Current Assets
£53
↑ 23% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £87.4k | £88.7k |
| Current assets | £53 | £43 |
| Net assets | £-14.5k | £-13.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-27🔒Charge registered #4Lender: Aldermore Bank PLC
- 2025-03-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-19🔓Charge satisfied #2
- 2023-03-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-08🔒Charge registered #3Lender: Paragon Bank PLC
- 2022-05-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-08📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-09-07📄gazette-notice-compulsorygazette · GAZ1
- 2021-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-15🔒Charge registered #2Lender: Paragon Bank PLC
- 2020-01-15🔒Charge registered #1Lender: Paragon Bank PLC
- 2019-06-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-06-25🏢Company incorporatedAs BULL INVESTMENTS LIMITED
- 2018-06-25➕BULL, Andrew Stephen appointeddirector
- 2018-06-25➕BULL, Sasha appointeddirector
- 2018-06-25📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BULL" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Stephen Bull Individual · British · DOB 12/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/06/2018 |
Mrs Sasha Bull Individual · British · DOB 04/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/06/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-06-25
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
48 Queen Victoria Drive
Glasgow
G14 9DJ
Scotland
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-20
Last: 2025-06-06
Officers (2 active · 0 resigned)
BULL, Andrew Stephen→
Activedirector · ~40y · appointed 2018-06-25
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 27/08/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/11/2022 | — | |
| satisfied | Paragon Paragon Bank PLC / Paragon Mortgages (2010) Limited | A registered charge | — | 15/01/2020 | 19/06/2023 | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/01/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-21
mortgage-satisfy-charge-full
mortgage · MR04
2023-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-03
gazette-filings-brought-up-to-date
gazette · DISS40
2021-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-07
gazette-notice-compulsory
gazette · GAZ1
2021-09-07