CART PROPERTY LIMITED

💤Zombieactive
SC602566 · ltd · incorporated 2018-07-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£55.4k
book net assets
Opportunity
69/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -36% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

11 live charges · oldest 7.3y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 7.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £55,361
Cash YoY
-36%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2k
↓ 36% YoY
Net Worth
£55k
↑ 9.7% YoY
Current Assets
£2k
↓ 74% YoY
Current Liabilities
—
£0£11k£22k£33k£44k£55kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£565.6k£560.7k
Current assets£1.6k£6.4k
Cash£1.6k£2.6k
Debtors—£3.8k
Net assets£55.4k£50.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-09-04
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-05-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-05-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-10-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2024-01-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-09-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-08-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2023-07-24
    🔒
    Charge registered #11
    Lender: The Mortgage Works (UK) PLC
  9. 2023-04-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-05-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2022-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-03-09
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2021-08-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2021-08-17
    🔒
    Charge registered #10
    Lender: The Mortgage Works (UK) PLC
  15. 2021-06-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2020-12-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2020-12-18
    🔒
    Charge registered #9
    Lender: The Mortgage Works (UK) PLC
  18. 2020-12-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-11-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2020-10-28
    🔒
    Charge registered #8
    Lender: The Mortgage Works (UK) PLC
  21. 2020-10-28
    🔒
    Charge registered #7
    Lender: The Mortgage Works (UK) PLC
  22. 2020-03-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2020-02-24
    🔒
    Charge registered #6
    Lender: The Mortgage Works (UK) PLC
  24. 2020-01-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  25. 2019-12-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  26. 2019-11-05
    🔒
    Charge registered #5
    Lender: The Mortgage Works (UK) PLC
  27. 2019-10-03
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  28. 2019-10-02
    🔒
    Charge registered #3
    Lender: The Mortgage Works (UK) PLC
  29. 2019-08-05
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  30. 2019-01-14
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  31. 2018-07-13
    🏢
    Company incorporated
    As CART PROPERTY LIMITED
  32. 2018-07-13
    ➕
    JANCIK, Izabela Maria appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 low
11 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Miss Izabela Maria Jancik
Individual · British · DOB 01/1978 · age 48
75–100%
75–100%board control75-100% shares · 75-100% voting · board control13/07/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-07-13
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

5 South Charlotte Street
Edinburgh
EH2 4AN
Scotland

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-12-05
Last: 2025-11-21

Officers (1 active · 0 resigned)

JANCIK, Izabela Maria→
director · ~48y · appointed 2018-07-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

11
Total charges
11
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property24/07/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property17/08/2021—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property18/12/2020—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property28/10/2020—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property28/10/2020—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property24/02/2020—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property05/11/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property03/10/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property02/10/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property05/08/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property14/01/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (35 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-26
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-09-04
change-person-director-company-with-change-date
officers · CH01
2025-05-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-27
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-03-09