J3B GROUP LTD
🏛️Establishedactive
SC613442 · ltd · incorporated 2018-11-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 5.0y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~5.0 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
3 active PSC(s) of 7 total, 7 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £11.5k |
| Current assets | — | £11.5k |
| Net assets | — | £11.5k |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
6
filings
- • 3 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-02-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-26📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2025-06-19📄resolutionresolution · RESOLUTIONS
- 2025-06-17📄capital-cancellation-sharescapital · SH06
- 2025-06-17📄capital-return-purchase-own-sharescapital · SH03
- 2025-04-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-02➖MURRAY, Joel Grant resigneddirector
- 2025-03-18📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2025-03-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-03-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-03-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-18➕HACKING, Ben appointeddirector
- 2022-12-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-18🔒Charge registered #1Lender: Balbec Invest V L1 S.À R.L
- 2018-11-13🏢Company incorporatedAs J3B GROUP LTD
- 2018-11-13➕CARMICHAEL, Jamie appointeddirector
- 2018-11-13➕FARRAR, James Jonathan appointeddirector
- 2018-11-13➕CARMICHAEL, Jamie appointeddirector
- 2018-11-13➖CARMICHAEL, Jamie resigneddirector
- 2018-11-13➕MURRAY, Joel Grant appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ben Hacking Individual · British · DOB 10/1985 · age 41 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/04/2025 |
Mr Jamie Carmichael Individual · British · DOB 02/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/04/2025 |
Mr James Jonathan Farrar Individual · British · DOB 01/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/04/2025 |
4 historic (ceased) PSCs
- Mr Jamie Carmichaelceased 15/07/2022· 25-50% shares · 25-50% voting
- Mr Joel Grant Murrayceased 15/07/2022· 25-50% shares · 25-50% voting
- Mr James Jonathan Farrarceased 15/07/2022· 25-50% shares · 25-50% voting
- Mr Jamie Carmichaelceased 12/11/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HOLYROOD STUDENT ACCOMMODATION PLC→ SC441988 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| IWT HOLDINGS LIMITED→ SC527575 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| J & T GILLAN (PROPERTY) LIMITED→ SC090444 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| JRP CAPITAL INVESTMENT HOLDINGS LTD→ SC787330 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KAINGA LTD→ SC772424 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KERAH PROPERTY SERVICES LTD→ SC670004 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KERR BARRIE NOMINEES LIMITED→ SC165163 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| KG PROPERTY FINANCE LTD→ SC779129 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KILMUIR LIMITED→ SC389397 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| KIRKHOLM PROPERTIES HOLDINGS LIMITED→ SC602584 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| KIWI INVESTMENT GROUP LIMITED→ SC688867 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KNIGHTBRIDGE PROPERTY HOLDINGS LIMITED→ SC586555 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-11-13
Jurisdictionscotland
Primary SIC64205 — Activities of financial services holding companies
Registered office
1 West Regent Street
Glasgow
G2 1RW
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01
Officers (3 active · 2 resigned)
CARMICHAEL, Jamie→
Activedirector · ~45y · appointed 2018-11-13
View their other companies + combined net worth →
FARRAR, James Jonathan→
Activedirector · ~37y · appointed 2018-11-13
View their other companies + combined net worth →
HACKING, Ben→
Activedirector · ~41y · appointed 2023-07-18
View their other companies + combined net worth →
CARMICHAEL, Jamie→
Resigneddirector · ~45y · appointed 2018-11-13 · resigned 2018-11-13
MURRAY, Joel Grant→
Resigneddirector · ~41y · appointed 2018-11-13 · resigned 2025-04-02
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Balbec Invest V L1 S.À R.L | A registered charge | — | 18/05/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (43 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-11
termination-director-company-with-name-termination-date
officers · TM01
2026-02-11
appoint-person-director-company-with-name-date
officers · AP01
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-12
change-person-director-company-with-change-date
officers · CH01
2025-12-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-26
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-06-26
resolution
resolution · RESOLUTIONS
2025-06-19
capital-cancellation-shares
capital · SH06
2025-06-17
capital-return-purchase-own-shares
capital · SH03
2025-06-17
termination-director-company-with-name-termination-date
officers · TM01
2025-04-11
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2025-03-18