COWAL PLAY AND FAMILY THERAPY C.I.C.
🏛️Establishedactive
SC614449 · private-limited-guarant-nsc · incorporated 2018-11-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£18.9k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (69/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (4 active, 7 linked, 7 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £18,915
Cash YoY
+95%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£20k
↑ 95% YoY
Net Worth
£19k
↑ 87% YoY
Current Assets
£27k
↑ 37% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £18.9k | £10.1k |
| Current assets | £26.9k | £19.6k |
| Cash | £19.8k | £10.2k |
| Debtors | £7.0k | £9.4k |
| Net assets | £18.9k | £10.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-25➕DAVIDSON, Caroline appointeddirector
- 2025-07-25➖HILL, Anthony resigneddirector
- 2024-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-03-05📄gazette-notice-compulsorygazette · GAZ1
- 2023-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-12➕BROWN, Helen appointeddirector
- 2022-12-12➖FARINA, Laura Elaine resigneddirector
- 2022-12-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-29📄memorandum-articlesincorporation · MA
- 2021-12-22✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-12-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-05📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-05📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-01➕HILL, Anthony appointeddirector
- 2021-05-01➖HILL, Debra Frances resigneddirector
- 2019-12-04➕HILL, Debra Frances appointeddirector
- 2018-11-22🏢Company incorporatedAs COWAL PLAY AND FAMILY THERAPY C.I.C.
- 2018-11-22➕KIDMAN, Rebecca appointeddirector
- 2018-11-22➕STEEL, Karen appointeddirector
- 2018-11-22➕FARINA, Laura Elaine appointeddirector
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Similar companies
Active · Healthcare & medical · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARGYLL AND BUTE CARE AND REPAIR→ SC221948 · est 2001 | — | — | — | 13 | 24y | 83 | 81y |
| CRISIS→ SC166079 · est 1996 · no financials extracted | — | — | — | — | 30y | 83 | 83y |
| INVERCLYDE ASSOCIATION FOR MENTAL HEALTH→ SC193571 · est 1999 · no financials extracted | — | — | — | — | 27y | 83 | 83y |
| MID ARGYLL YOUTH DEVELOPMENT SERVICES→ SC396832 · est 2011 · no financials extracted | — | — | — | — | 15y | 83 | 74y |
| THE HAVEN KILMACOLM→ SC252971 · est 2003 | — | — | £639.0k | — | 22y | 83 | 79y |
| ABBEY LABORATORY LIMITED→ SC227760 · est 2002 | — | — | £5.0k | — | 24y | 82 | 61y |
| ABDUL HALEEM LIMITED→ SC343438 · est 2008 | — | — | £1.68M | — | 18y | 82 | 59y |
| ARGYLL HOMECARE LIMITED→ SC275774 · est 2004 | — | — | — | 2300 | 21y | 82 | 59y |
| COMPLETE DENTISTRY LIMITED→ SC343834 · est 2008 | — | — | £244.7k | — | 18y | 82 | 59y |
| RAM 211 LIMITED→ SC384523 · est 2010 | — | — | — | 21 | 15y | 82 | 68y |
| WARDSIDE (HOLDINGS) LIMITED→ SC213967 · est 2000 | — | — | — | 0 | 25y | 82 | 76y |
| CATCH SCOTLAND LTD→ SC386586 · est 2010 | — | — | £345.6k | — | 15y | 81 | 82y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2018-11-22
Jurisdictionscotland
Primary SIC86900 — Other human health activities
Registered office
14 Ferry Brae
Dunoon
Argyll & Bute
PA23 7DJ
Scotland
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-31
Last: 2025-12-17
Officers (4 active · 3 resigned)
BROWN, Helen→
Activedirector · ~59y · appointed 2022-12-12
View their other companies + combined net worth →
DAVIDSON, Caroline→
Activedirector · ~41y · appointed 2025-07-25
View their other companies + combined net worth →
KIDMAN, Rebecca→
Activedirector · ~49y · appointed 2018-11-22
View their other companies + combined net worth →
STEEL, Karen→
Activedirector · ~62y · appointed 2018-11-22
View their other companies + combined net worth →
FARINA, Laura Elaine→
Resigneddirector · ~48y · appointed 2018-11-22 · resigned 2022-12-12
HILL, Anthony→
Resigneddirector · ~65y · appointed 2021-05-01 · resigned 2025-07-25
HILL, Debra Frances→
Resigneddirector · ~64y · appointed 2019-12-04 · resigned 2021-05-01
Click a director name to see their full track record across all companies.
Recent filings (40 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-27
termination-director-company-with-name-termination-date
officers · TM01
2025-08-08
appoint-person-director-company-with-name-date
officers · AP01
2025-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-12
gazette-filings-brought-up-to-date
gazette · DISS40
2024-03-06
gazette-notice-compulsory
gazette · GAZ1
2024-03-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-21
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-21
appoint-person-director-company-with-name-date
officers · AP01
2022-12-12
termination-director-company-with-name-termination-date
officers · TM01
2022-12-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-17
memorandum-articles
incorporation · MA
2021-12-29