FORTH AND OBAN (STIRLING) LIMITED

🏛️Establishedactive
SC618478 · ltd · incorporated 2019-01-17
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 7.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 7.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
26 connected companies via shared directors
90
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • • 1 confirmation-statement
  • • 1 accounts
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-12-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-12-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-12-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-01-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2024-12-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-11-29
    ➕
    LOWE, Paul appointed
    director
  7. 2023-12-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2022-12-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2022-09-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2022-08-31
    ➖
    FLETCHER, Kevin Paterson resigned
    director
  11. 2021-12-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2020-12-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2019-12-17
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2019-12-16
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  15. 2019-03-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2019-02-28
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  17. 2019-02-20
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2019-02-05
    ➕
    THOMSON, Craig Alexander appointed
    secretary
  19. 2019-01-17
    🏢
    Company incorporated
    As FORTH AND OBAN (STIRLING) LIMITED
  20. 2019-01-17
    ➕
    FLETCHER, Duncan Struthers appointed
    director
  21. 2019-01-17
    ➕
    FLETCHER, Duncan Kirk appointed
    director
  22. 2019-01-17
    ➕
    FLETCHER, Kevin Paterson appointed
    director
  23. 2019-01-17
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 84 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Fes Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Fes Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
FORTH AND OBAN (STIRLING) LIMITED
This company · SC618478

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Fes Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting17/01/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · FK postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ELSTON ROOFING SERVICES LTD→
SC877187 · est 2026 · no financials extracted
———————
FARRELL ELECTRICAL & PROPERTY SERVICES LTD→
SC726247 · est 2022 · no financials extracted
————4y——
FK HOME SERVICES LTD→
SC875454 · est 2026 · no financials extracted
———————
FORTH AND OBAN LIMITED→
SC169861 · est 1996 · no financials extracted
————29y——
FORTH PLUMBING & HEATING (STIRLING) LIMITED→
SC280888 · est 2005 · no financials extracted
————21y——
FORTH VALLEY ROOFING LTD→
SC789338 · est 2023 · no financials extracted
————2y——
G C STONEMASONS LTD→
SC818444 · est 2024 · no financials extracted
————1y——
GALLOMAR HOMES LIMITED→
SC868675 · est 2025 · no financials extracted
———————
GASOLOGY SCOTLAND LTD→
SC472413 · est 2014 · no financials extracted
————12y——
GATE SYSTEMS DIRECT LTD→
SC775561 · est 2023 · no financials extracted
————2y——
GB PLUMBING & HEATING (ALLOA) LTD→
SC466637 · est 2014 · no financials extracted
————12y——
GBI PLASTERING LTD→
SC611130 · est 2018 · no financials extracted
————7y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-01-17
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

Scotia House
The Castle Business Park
Stirling
FK9 4TZ
Scotland

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-01-30
Last: 2026-01-16

Officers (4 active · 1 resigned)

THOMSON, Craig Alexander→
secretary · appointed 2019-02-05
View their other companies + combined net worth →
Active
FLETCHER, Duncan Struthers→
director · ~84y · appointed 2019-01-17
View their other companies + combined net worth →
Active
FLETCHER, Duncan Kirk→
director · ~59y · appointed 2019-01-17
View their other companies + combined net worth →
Active
LOWE, Paul→
director · ~54y · appointed 2024-11-29
View their other companies + combined net worth →
Active
FLETCHER, Kevin Paterson→
director · ~57y · appointed 2019-01-17 · resigned 2022-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
A registered charge—28/02/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (22 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
accounts-with-accounts-type-full
accounts · AA
2025-12-15
change-person-director-company-with-change-date
officers · CH01
2025-12-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-31
accounts-with-accounts-type-full
accounts · AA
2025-01-15
appoint-person-director-company-with-name-date
officers · AP01
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-20
accounts-with-accounts-type-full
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-31
accounts-with-accounts-type-full
accounts · AA
2022-12-13
termination-director-company-with-name-termination-date
officers · TM01
2022-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-21
accounts-with-accounts-type-full
accounts · AA
2021-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-19