SWAN HOUSING GROUP LIMITED

🏛️Establishedactive
SC629418 · ltd · incorporated 2019-05-03
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
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Turnover
year to May 2025
Net worth
£-898
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £898

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
-£898
~ YoY
Current Assets
Current Liabilities
-£898-£898-£898-£898-£898-£898May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Net assets£-898£-898

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-02-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-26
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  4. 2024-02-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-05-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-04-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-07-28
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2021-07-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2021-07-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2021-07-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2021-07-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2021-07-20
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  13. 2021-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-09-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2019-05-03
    🏢
    Company incorporated
    As SWAN HOUSING GROUP LIMITED
  16. 2019-05-03
    MCGINLAY, Phil appointed
    director
  17. 2019-05-03
    WEAL, Brian Peter appointed
    director
  18. 2019-05-03
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-07-26: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Phil Mcginlay
Individual · British · DOB 08/1980 · age 46
2550%
25–50%25-50% shares · 25-50% voting03/05/2019
Mr Brian Peter Weal
Individual · British · DOB 11/1966 · age 60
2550%
25–50%25-50% shares · 25-50% voting03/05/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-05-03
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

58 Waterloo Street
Glasgow
G2 7DA
Scotland

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-16
Last: 2026-05-02

Officers (2 active · 0 resigned)

MCGINLAY, Phil
director · ~46y · appointed 2019-05-03
View their other companies + combined net worth →
Active
WEAL, Brian Peter
director · ~60y · appointed 2019-05-03
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (22 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-11
certificate-change-of-name-company
change-of-name · CERTNM
2024-07-26
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-05
gazette-filings-brought-up-to-date
gazette · DISS40
2021-07-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-07-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-07-26