KINNEIL PROPERTY LIMITED
🏛️Establishedactive
SC630847 · ltd · incorporated 2019-05-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Worth a lookProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 64/100 (worth a look), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
13 live charges · 5 lenders · oldest 6.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
2
filings
- • 1 mortgage
- • 1 officers
Last 180 days
3
filings
- • 1 mortgage
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (47 events)Click to expand
- 2026-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-06🔒Charge registered #13Lender: Hsbc UK Bank PLC as Security Agent
- 2026-02-19➕CAMPBELL, Claire Elizabeth appointeddirector
- 2026-02-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-19📄accounts-with-accounts-type-smallaccounts · AA
- 2025-07-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-17🔓Charge satisfied #8
- 2025-07-17🔓Charge satisfied #7
- 2025-07-17🔓Charge satisfied #6
- 2025-07-17🔓Charge satisfied #4
- 2025-07-17🔓Charge satisfied #3
- 2025-07-17🔓Charge satisfied #2
- 2025-07-17🔓Charge satisfied #1
- 2025-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-14🔒Charge registered #12Lender: Hsbc UK Bank PLC as Security Agent
- 2025-07-14🔒Charge registered #11Lender: Hsbc UK Bank PLC as Security Agent
- 2025-07-14🔒Charge registered #10Lender: Hsbc UK Bank PLC as Security Agent
- 2025-06-26🔒Charge registered #9Lender: Hsbc UK Bank PLC (As Security Trustee)
- 2025-06-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-20🔓Charge satisfied #5
- 2024-12-20📄accounts-with-accounts-type-smallaccounts · AA
- 2023-12-22📄accounts-with-accounts-type-smallaccounts · AA
- 2023-09-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-21🔒Charge registered #8Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2023-09-21🔒Charge registered #7Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2022-12-19📄accounts-with-accounts-type-smallaccounts · AA
- 2022-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-12🔒Charge registered #6Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2019-07-09🔒Charge registered #5Lender: Clydesdale Bank PLC
- 2019-07-09🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2019-07-09🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2019-07-09🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2019-07-01🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2019-05-17🏢Company incorporatedAs KINNEIL PROPERTY LIMITED
- 2019-05-17➕WALSH, Edward Joseph appointedsecretary
- 2019-05-17➕WALSH, Edward Joseph appointeddirector
- 2019-05-17➕WALSH, Wendy Suzanna appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
2 med · 1 low5 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-05-06: A registered charge; 2025-07-14: A registered charge; 2025-07-14: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Kinneil Property Holding Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Kinneil Property Holding Limited
Corporate parent · holds 75-100% shares · board control
⬇
KINNEIL PROPERTY LIMITED
This company · SC630847
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Kinneil Property Holding Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 02/07/2019 |
1 historic (ceased) PSC
- Laings Uk Holdings Limitedceased 02/07/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KIDZ PROPERTY LTD→ SC783839 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KILBARCHAN DEVELOPMENTS LIMITED→ SC666024 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KILLERMONT PROPERTIES LIMITED→ SC260265 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| KILMICHAEL DELUXE COTTAGES LIMITED→ SC228022 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| KINGDOMGB ESTATES LTD→ SC807676 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KINGFISHER COMMERCIAL PROPERTY LTD→ SC787884 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KIRKLEE ASSET PARTNERS LTD→ SC855949 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KIRKLO HOMES LIMITED→ SC863878 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KIRKVALE PROPERTY COMPANY LTD. (THE)→ SC040648 · est 1964 · no financials extracted | — | — | — | — | 61y | — | — |
| KLASS LIVING LTD→ SC666093 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KLMM (PROPERTY) LIMITED→ SC802666 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| KLPP PROPERTY LTD→ SC854254 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-05-17
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Rowan House 70 Buchanan Street
Glasgow
G1 3JE
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-30
Last: 2025-05-16
Officers (4 active · 0 resigned)
WALSH, Edward Joseph→
Activesecretary · appointed 2019-05-17
View their other companies + combined net worth →
CAMPBELL, Claire Elizabeth→
Activedirector · ~43y · appointed 2026-02-19
View their other companies + combined net worth →
WALSH, Edward Joseph→
Activedirector · ~50y · appointed 2019-05-17
View their other companies + combined net worth →
WALSH, Wendy Suzanna→
Activedirector · ~50y · appointed 2019-05-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
5
Outstanding
1
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC as Security Agent | A registered charge | 2 properties | 06/05/2026 | — | |
| outstanding | HSBC Hsbc UK Bank PLC as Security Agent | A registered charge | 4 properties | 14/07/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC as Security Agent | A registered charge | 4 properties | 14/07/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC as Security Agent | A registered charge | 3 properties | 14/07/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC (As Security Trustee) | A registered charge | — | 26/06/2025 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 21/09/2023 | 17/07/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 21/09/2023 | 17/07/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 12/05/2022 | 17/07/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 09/07/2019 | 20/06/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 09/07/2019 | 17/07/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 09/07/2019 | 17/07/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 09/07/2019 | 17/07/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 01/07/2019 | 17/07/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (38 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-07
appoint-person-director-company-with-name-date
officers · AP01
2026-02-19
accounts-with-accounts-type-small
accounts · AA
2025-12-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-23
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-20