COMPASS WEALTH INTERNATIONAL LIMITED
💤Zombieactive
SC641418 · ltd · incorporated 2019-09-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£4.9k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £4,924
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£5k
↑ 81% YoY
Current Assets
£2k
↑ 38% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £4.9k | £2.7k |
| Current assets | £2.2k | £1.6k |
| Net assets | £4.9k | £2.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 officers
- • 2 persons-with-significant-control
Last 180 days
4
filings
- • 2 officers
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-02-24➕PAINE, Mark Gerald appointeddirector
- 2026-02-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-02-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-01➖SELIGMAN, Peter Oliver Stewart resigneddirector
- 2025-09-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-09-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-02📄gazette-notice-compulsorygazette · GAZ1
- 2024-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-09-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-29📄gazette-notice-compulsorygazette · GAZ1
- 2022-08-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-07-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-07-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-07-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-07-01➖PAINE, Mark Gerald resigneddirector
- 2021-07-01➕SELIGMAN, Peter Oliver Stewart appointeddirector
- 2021-06-06➖GIBSON, Gary George resigneddirector
- 2019-09-12🏢Company incorporatedAs COMPASS WEALTH INTERNATIONAL LIMITED
- 2019-09-12➕GIBSON, Gary George appointeddirector
- 2019-09-12➕PAINE, Mark Gerald appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Gerald Paine Individual · British · DOB 06/1969 · age 57 | 75–100% | — | 75-100% shares | 01/01/2026 |
3 historic (ceased) PSCs
- Mr Peter Oliver Stewart Seligmanceased 01/01/2026· significant influence · firm interest
- Mr Mark Gerald Paineceased 01/07/2021· 50-75% shares · 50-75% voting · board control · firm interest
- Gibson Private Wealth Management Ltdceased 01/07/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DALBEATH FINANCIAL PLANNING LTD→ SC450460 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| DEMARCO MONEYMANAGEMENT LTD→ SC450665 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| DISRUPTIVE CAPITAL LIMITED→ SC352263 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| DL BAY INVESTMENTS→ SC450999 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| DLR PS GP LIMITED→ SC870072 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DONALD JAMIESON LIMITED→ SC422556 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| DRYDEN FRASER LTD→ SC525600 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DUNEDIN (FP III) LIMITED→ SC433845 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| DWG FINANCIAL LTD→ SC754747 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| DYNAMIC WEALTH SOLUTIONS LTD→ SC774296 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| E, D & B PROPERTY LIMITED→ SC705965 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| EADA LTD→ SC768059 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-12
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
8 Hudson House
8 Albany Street
Edinburgh
EH1 3QB
Scotland
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (1 active · 3 resigned)
PAINE, Mark Gerald→
Activedirector · ~57y · appointed 2026-02-24
View their other companies + combined net worth →
GIBSON, Gary George→
Resigneddirector · ~48y · appointed 2019-09-12 · resigned 2021-06-06
PAINE, Mark Gerald→
Resigneddirector · ~57y · appointed 2019-09-12 · resigned 2021-07-01
SELIGMAN, Peter Oliver Stewart→
Resigneddirector · ~52y · appointed 2021-07-01 · resigned 2026-01-01
Click a director name to see their full track record across all companies.
Recent filings (30 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-02-24
termination-director-company-with-name-termination-date
officers · TM01
2026-02-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-24
gazette-filings-brought-up-to-date
gazette · DISS40
2025-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-04
gazette-notice-compulsory
gazette · GAZ1
2025-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-25
gazette-filings-brought-up-to-date
gazette · DISS40
2023-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-04
gazette-notice-compulsory
gazette · GAZ1
2023-08-29
certificate-change-of-name-company
change-of-name · CERTNM
2022-08-08