G & E PROPERTIES (SHETLAND) LTD

🏛️Establishedactive

SC642636 · ltd · incorporated 2019-09-25

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 6.3y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

£21.7k

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 6.3y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 6.3 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

14 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £21,690

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£22k

↑ 19% YoY

Current Assets

£30k

↑ 13% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-09-30	2024-09-30
Total assets	£181.6k	£178.2k
Current assets	£30.3k	£26.7k
Net assets	£21.7k	£18.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (12 events)Click to expand

2026-03-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-17
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-01-14
🔒
Charge registered #1
Lender: George Williamson
2019-09-25
🏢
Company incorporated
As G & E PROPERTIES (SHETLAND) LTD
2019-09-25
➕
SMITH, Elizabeth Helen appointed
director
2019-09-25
➕
WILLIAMSON, George appointed
director
2019-09-25
📄
incorporation-company
incorporation · NEWINC

Owner dependency

71/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 59 — approaching natural succession window.
+No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

46/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Elizabeth Helen Smith Individual · British · DOB 06/1969 · age 57	25–50%	25–50%	25-50% shares · 25-50% voting	25/09/2019
George Williamson Individual · British · DOB 05/1967 · age 59	25–50%	25–50%	25-50% shares · 25-50% voting	25/09/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2019-09-25

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Scofa Scarpigarth

Cunningsburgh

Shetland

ZE2 9HF

Scotland

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-10-08

Last: 2025-09-24

Officers (2 active · 0 resigned)

SMITH, Elizabeth Helen→

director · ~57y · appointed 2019-09-25

View their other companies + combined net worth →

Active

WILLIAMSON, George→

director · ~59y · appointed 2019-09-25

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	George Williamson / Elizabeth Helen Smith	A registered charge	1 property	14/01/2020	—

Click column headers to sort. Use filters above to narrow by status and lender.