CWP GORGIE LIMITED

🏛️Establishedactive
SC648431 · ltd · incorporated 2019-11-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Nov 2024
Net worth
£379.6k
book net assets
Opportunity
69/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Special-situation opportunity
Distressed property with salvageable qualities — special-situations priority.

Opportunity 69/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 6.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 6.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £379,608
Cash YoY
+191%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£204k
↑ 191% YoY
Net Worth
£380k
↑ 53% YoY
Current Assets
£3.2m
↑ 4.4% YoY
Current Liabilities
£0£634k£1.3m£1.9m£2.5m£3.2mNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Total assets£384.5k£1.33M
Current assets£3.17M£3.04M
Cash£204.2k£70.2k
Debtors£70.6k£71.6k
Net assets£379.6k£247.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-11-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2023-11-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2023-11-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2023-11-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-11-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  8. 2023-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-02-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2020-02-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2020-02-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2020-02-03
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  15. 2020-01-29
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  16. 2020-01-29
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  17. 2020-01-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  18. 2020-01-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  19. 2019-11-29
    🏢
    Company incorporated
    As CWP GORGIE LIMITED
  20. 2019-11-29
    KEANE, Mark James appointed
    director
  21. 2019-11-29
    SHERIDAN, Stewart Gunn appointed
    director
  22. 2019-11-29
    WEIR, Bruce Calder appointed
    director
  23. 2019-11-29
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-01-31

Group structure

3 corporate shareholders identified. Group structure is distributed.

🏛️
Kiltane Developments Limited
Corporate parent · holds 50-75% shares
majority
🏛️
Haymarket Property (Scotland) Limited
Corporate parent · holds 75-100% shares
ultimate parent
🏛️
Bruce Weir Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
CWP GORGIE LIMITED
This company · SC648431

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Haymarket Property (Scotland) Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting29/11/2019
Bruce Weir Holdings Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting29/11/2019
Kiltane Developments Limited
Corporate entity
5075%
50–75%50-75% shares · 50-75% voting17/01/2020
1 historic (ceased) PSC
  • Kiltane Properties Limitedceased 17/01/2020· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-11-29
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

Torsonce Mains
Stow
Galashiels
Selkirkshire
TD1 2SN
Scotland

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-01-31OVERDUE
Last: 2025-01-17

Officers (3 active · 0 resigned)

KEANE, Mark James
director · ~56y · appointed 2019-11-29
View their other companies + combined net worth →
Active
SHERIDAN, Stewart Gunn
director · ~58y · appointed 2019-11-29
View their other companies + combined net worth →
Active
WEIR, Bruce Calder
director · ~52y · appointed 2019-11-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property03/02/2020
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge29/01/2020
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge29/01/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (22 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-14
change-person-director-company-with-change-date
officers · CH01
2023-11-14
change-person-director-company-with-change-date
officers · CH01
2023-11-13
change-person-director-company-with-change-date
officers · CH01
2023-11-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-31