MACRAE PROPERTIES LIMITED

🏛️Establishedactive
SC648733 · ltd · incorporated 2019-12-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
74/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

11 live charges · 3 lenders · oldest 5.7y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 5.7 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2025-09-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-09-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-12-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2023-12-15
    🔒
    Charge registered #11
    Lender: The Mortgage Works (UK) PLC
  5. 2023-10-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2023-10-17
    🔒
    Charge registered #10
    Lender: The Mortgage Works (UK) PLC
  7. 2023-10-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2023-10-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2023-10-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2023-10-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2023-10-06
    🔒
    Charge registered #9
    Lender: The Mortgage Works (UK) PLC
  12. 2023-10-06
    🔒
    Charge registered #8
    Lender: The Mortgage Works (UK) PLC
  13. 2023-10-06
    🔒
    Charge registered #7
    Lender: The Mortgage Works (UK) PLC
  14. 2023-10-06
    🔒
    Charge registered #6
    Lender: The Mortgage Works (UK) PLC
  15. 2023-09-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2022-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2022-05-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2022-05-18
    🔒
    Charge registered #5
    Lender: The Mortgage Works (UK) PLC
  19. 2022-03-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2022-03-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2021-11-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2021-11-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2021-11-22
    🔒
    Charge registered #4
    Lender: Lendinvest Btl Limited
  24. 2021-11-12
    🔒
    Charge registered #3
    Lender: Lendinvest Btl Limited
  25. 2021-09-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2021-09-28
    🔒
    Charge registered #2
    Lender: Lendinvest Btl Limited
  27. 2021-09-21
    📄
    capital-allotment-shares
    capital · SH01
  28. 2021-09-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  29. 2020-08-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  30. 2020-08-26
    🔒
    Charge registered #1
    Lender: Kensington Mortgage Company Limited
  31. 2019-12-03
    🏢
    Company incorporated
    As MACRAE PROPERTIES LIMITED
  32. 2019-12-03
    ➕
    MACRAE, Clare appointed
    director
  33. 2019-12-03
    ➕
    MACRAE, Stuart Watson appointed
    director

Owner dependency

94/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MACRAE" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
11 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Clare Macrae
Individual · British · DOB 02/1981 · age 45
75–100%
75–100%board control75-100% shares · 75-100% voting · board control03/12/2019
1 historic (ceased) PSC
  • Stuart Watson Macraeceased 20/11/2021· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · DD postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
KRATOS INVESTMENTS (UK) LIMITED→
SC539392 · est 2016 · no financials extracted
————9y——
L.T.D. PROPERTIES LTD→
SC638974 · est 2019 · no financials extracted
————6y——
LADBROOK PROPERTY INVESTMENTS LIMITED→
SC692464 · est 2021 · no financials extracted
————5y——
LJR ENTERPRISES LTD→
SC803103 · est 2024 · no financials extracted
————2y——
LL INVESTMENTS AND DEVELOPMENTS LTD→
SC811086 · est 2024 · no financials extracted
————1y——
LOCHEND LEASE LIMITED→
SC345045 · est 2008 · no financials extracted
————17y——
LSM PROPERTY LIMITED→
SC538188 · est 2016 · no financials extracted
————9y——
M.B. PROPERTY COMPANY (EDINBURGH) LIMITED→
SC077601 · est 1982 · no financials extracted
————44y——
MAGGEORE PROPERTY COMPANY LIMITED→
SC250148 · est 2003 · no financials extracted
————22y——
MAINS PROPERTIES LTD→
SC879927 · est 2026 · no financials extracted
———————
MARLEY RENTALS LIMITED→
SC864628 · est 2025 · no financials extracted
———————
MAROCO LIMITED→
SC433298 · est 2012 · no financials extracted
————13y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-12-03
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

4 Valentine Court
Dunsinane Industrial Estate
Dundee
DD2 3QB
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-09
Last: 2025-10-26

Officers (2 active · 0 resigned)

MACRAE, Clare→
director · ~45y · appointed 2019-12-03
View their other companies + combined net worth →
Active
MACRAE, Stuart Watson→
director · ~64y · appointed 2019-12-03
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

11
Total charges
11
Outstanding
3
Active lenders
Status:Lender:11 of 11 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property15/12/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property17/10/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property06/10/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property06/10/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property06/10/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property06/10/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property18/05/2022—
outstanding
LendInvest
Lendinvest Btl Limited
A registered charge1 property22/11/2021—
outstanding
LendInvest
Lendinvest Btl Limited
A registered charge—12/11/2021—
outstanding
LendInvest
Lendinvest Btl Limited
A registered charge6 properties28/09/2021—
outstanding
Kensington Mortgage Company
Kensington Mortgage Company Limited
A registered charge1 property26/08/2020—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (28 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-10
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-05-20