GERARD DAVIS FINANCIAL LTD

💤Zombieactive
SC649346 · ltd · incorporated 2019-12-11
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£24.5k
book net assets
Opportunity
76/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 66-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £24,531

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£25k
Current Assets
£110k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-31
Total assets£83.9k
Current assets£109.8k
Net assets£24.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
  1. 2026-03-23
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  2. 2025-09-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-12-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2023-05-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-12-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2022-12-23
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  8. 2022-12-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2022-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-08-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2021-09-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-12-11
    🏢
    Company incorporated
    As GERARD DAVIS FINANCIAL LTD
  13. 2019-12-11
    ➕
    DAVIS, Gerard appointed
    secretary
  14. 2019-12-11
    ➕
    DAVIS, Gerard appointed
    director
  15. 2019-12-11
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "DAVIS" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Gerard Davis
Individual · British · DOB 12/1960 · age 66
75–100%
75–100%board control75-100% shares · 75-100% voting · board control11/12/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · G postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
LINKUP MORTGAGE LTD→
SC867187 · est 2025 · no financials extracted
———————
LM MORTGAGE SERVICES LTD.→
SC828342 · est 2024 · no financials extracted
————1y——
LURABUS→
SC680836 · est 2020 · no financials extracted
————5y——
LVM FINANCIAL SOLUTIONS LTD→
SC503813 · est 2015 · no financials extracted
————10y——
M B FINANCIAL PLANNING LIMITED→
SC517602 · est 2015 · no financials extracted
————10y——
M1990 TRADING LIMITED→
SC838831 · est 2025 · no financials extracted
————1y——
MACKAY MORTGAGES LIMITED→
SC729879 · est 2022 · no financials extracted
————3y——
MANSE & GARRET WEALTH LIMITED→
SC854059 · est 2025 · no financials extracted
———————
MARIE MORTGAGES LTD→
SC786637 · est 2023 · no financials extracted
————2y——
MARIFA LIMITED→
SC307006 · est 2006 · no financials extracted
————19y——
MARWAHA & SAGGAR INVESTMENTS LTD→
SC691675 · est 2021 · no financials extracted
————5y——
MARWAHA INVESTMENTS LTD→
SC691673 · est 2021 · no financials extracted
————5y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-12-11
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Greenlaw Works 6 Greenlaw Way
Newton Mearns
Glasgow
G77 6EF
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-24
Last: 2025-12-10

Officers (2 active · 0 resigned)

DAVIS, Gerard→
secretary · appointed 2019-12-11
View their other companies + combined net worth →
Active
DAVIS, Gerard→
director · ~66y · appointed 2019-12-11
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (18 total)

accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-28
change-person-director-company-with-change-date
officers · CH01
2023-12-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-23
change-person-secretary-company-with-change-date
officers · CH03
2022-12-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-24