HIRO INVESTMENTS LTD
🏛️Establishedactive
SC649972 · ltd · incorporated 2019-12-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£49.0k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68201Renting and operating of Housing Association real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 6.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £48,958
Net assets shrinking
Down £216 YoY
Cash YoY
+139%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£154k
↑ 139% YoY
Net Worth
£49k
~ YoY
Current Assets
£154k
↑ 139% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £286.8k | £232.9k |
| Current assets | £153.9k | £64.3k |
| Cash | £153.9k | £64.3k |
| Net assets | £49.0k | £49.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-07-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-24🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2024-10-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-13📄legacymiscellaneous · RPCH01
- 2024-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-07-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-05📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-07-01➖CLARK, Ashleigh resignedsecretary
- 2022-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-19🔒Charge registered #4Lender: The Mortgage Lender Limited
- 2020-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-07🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2020-08-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-25🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2020-03-05🔒Charge registered #1Lender: The Mortgage Works (UK) PLC, a Company Incorporated Under the Companies Acts
- 2019-12-19🏢Company incorporatedAs HIRO INVESTMENTS LTD
- 2019-12-19➕CLARK, Ashleigh Kay appointeddirector
- 2019-12-19➕CLARK, Maurice Howard appointeddirector
- 2019-12-19➕CLARK, Ashleigh appointedsecretary
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Ashleigh Kay Clark Individual · British · DOB 02/1985 · age 41 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/12/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| HS PROPERTY AND ESTATES LTD→ SC653111 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| HUGH MACPHERSON (SCOTLAND) LIMITED→ SC024888 · est 1946 · no financials extracted | — | — | — | — | 79y | — | — |
| HUSHINISH HUTS LTD→ SC622263 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| IDRC LTD→ SC819144 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| INDIVIDUAL UNIT HIRE LTD→ SC223737 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| INTUITIVE ASSETS LIMITED→ SC829220 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| INVERLENY PROPERTIES LIMITED→ SC257122 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-12-19
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
Rfl House
Anderson Street
Dunblane
FK15 9AJ
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-25
Last: 2025-12-11
Officers (2 active · 1 resigned)
CLARK, Ashleigh Kay→
Activedirector · ~41y · appointed 2019-12-19
View their other companies + combined net worth →
CLARK, Maurice Howard→
Activedirector · ~46y · appointed 2019-12-19
View their other companies + combined net worth →
CLARK, Ashleigh→
Resignedsecretary · appointed 2019-12-19 · resigned 2023-07-01
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/12/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 19/05/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 2 properties | 07/09/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 25/08/2020 | — | |
| outstanding | The Mortgage Works (UK) , a Company Under the Companies Acts The Mortgage Works (UK) PLC, a Company Incorporated Under the Companies Acts | A registered charge | 2 properties | 05/03/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-24
legacy
miscellaneous · RPCH01
2024-09-13
change-person-director-company-with-change-date
officers · CH01
2024-09-09
change-person-director-company-with-change-date
officers · CH01
2024-09-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-25
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-05
termination-secretary-company-with-name-termination-date
officers · TM02
2023-07-05
change-person-director-company-with-change-date
officers · CH01
2023-07-05
change-person-director-company-with-change-date
officers · CH01
2023-07-05