FRELAUR LTD

🏛️Establishedactive
SC656659 · ltd · incorporated 2020-03-06
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£45.4k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

6 live charges · 3 lenders · oldest 4.9y

5/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~4.9 years — mid-life; refi window approaching.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £45,449
Cash draining
Cash down 91% YoY
Cash YoY
-91%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£8k
↓ 91% YoY
Net Worth
£45k
↑ 43% YoY
Current Assets
£18k
↓ 79% YoY
Current Liabilities
£0£17k£35k£52k£69k£87kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£389.7k£478.2k
Current assets£18.3k£86.8k
Cash£8.2k£86.8k
Debtors£10.0k
Net assets£45.4k£31.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-10-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-01-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2023-01-17
    🔒
    Charge registered #6
    Lender: Paragon Bank PLC
  6. 2022-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-07-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2022-06-24
    🔒
    Charge registered #5
    Lender: Aldermore Bank PLC
  9. 2021-10-28
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2021-10-28
    🔓
    Charge satisfied #3
  11. 2021-10-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-10-19
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  13. 2021-08-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2021-08-25
    🔒
    Charge registered #3
    Lender: The Mortgage Works (UK) PLC
  15. 2021-06-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2021-06-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2021-06-08
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  18. 2021-06-08
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  19. 2021-04-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  20. 2020-03-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2020-03-06
    🏢
    Company incorporated
    As FRELAUR LTD
  22. 2020-03-06
    FREW, John Arthur appointed
    director
  23. 2020-03-06
    LAURIE, Scott John appointed
    director
  24. 2020-03-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr John Arthur Frew
Individual · Scottish · DOB 09/1963 · age 63
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/03/2020
Mr Scott John Laurie
Individual · Scottish · DOB 02/1967 · age 59
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/03/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-03-06
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

2 Glen Orchy Place
Kilmarnock
KA2 0LU
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05

Officers (2 active · 0 resigned)

FREW, John Arthur
director · ~63y · appointed 2020-03-06
View their other companies + combined net worth →
Active
LAURIE, Scott John
director · ~59y · appointed 2020-03-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
5
Outstanding
3
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property17/01/2023
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/06/2022
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property19/10/2021
satisfied
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property25/08/202128/10/2021
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property08/06/2021
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property08/06/2021
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (20 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-08
mortgage-satisfy-charge-full
mortgage · MR04
2021-10-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-06-12