FERGUSON LOCHGILPHEAD LIMITED

🏛️Establishedactive

SC656861 · ltd · incorporated 2020-03-09

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Retail sale of fruit and vegetables in specialised stores

Sector: Wholesale & retail

ALSO REGISTERED FOR

47220Retail sale of meat and meat products in specialised stores

Investor take

Pursue

Active trading company with a 75-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

12 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	600	600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filings

• 1 confirmation-statement
• 1 accounts

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (9 events)Click to expand

2026-01-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-09
🏢
Company incorporated
As FERGUSON LOCHGILPHEAD LIMITED
2020-03-09
➕
FERGUSON, Archibald Duncan appointed
director
2020-03-09
➕
FERGUSON, Lena appointed
director
2020-03-09
📄
incorporation-company
incorporation · NEWINC

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "FERGUSON" — strong identity link between founder and business.
+Founder age: Director aged approximately 75 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

66/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Lena Ferguson Individual · British · DOB 06/1951 · age 75	25–50%	—	25-50% shares	09/03/2020
Archibald Duncan Ferguson Individual · British · DOB 01/1959 · age 67	25–50%	—	25-50% shares	09/03/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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ISLABELLES INC LIMITED→ SC875917 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ISLAND BLUE GALLERY LIMITED→ SC539615 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
ISLAY HOME STORES LIMITED→ SC646943 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ISLAY WHISKY VAULT LTD→ SC729838 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive

Typeltd

Incorporated2020-03-09

Jurisdictionscotland

Primary SIC47210 — Retail sale of fruit and vegetables in specialised stores

Registered office

19 Argyll Street

Lochgilphead

Argyll

PA31 8LZ

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-22

Last: 2026-03-08

Officers (2 active · 0 resigned)

FERGUSON, Archibald Duncan→

director · ~67y · appointed 2020-03-09

View their other companies + combined net worth →

Active

FERGUSON, Lena→

director · ~75y · appointed 2020-03-09

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.