ISLAY HOME STORES LIMITED

🏛️Establishedactive
SC646943 · ltd · incorporated 2019-11-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£267.9k
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 47520Retail sale of hardware, paints and glass in specialised stores
Investor take
Pursue
Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £267,913
Net assets shrinking
Down £5,331 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
£36k
Net Worth
£268k
↓ 2.0% YoY
Current Assets
£248k
↓ 1.4% YoY
Current Liabilities
£0£55k£109k£164k£219k£273kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Total assets£267.9k£273.2k
Current assets£248.0k£251.4k
Cash£35.7k
Debtors£112.2k
Net assets£267.9k£273.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-01-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-04-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-02-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-02-03
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  8. 2019-11-12
    🏢
    Company incorporated
    As ISLAY HOME STORES LIMITED
  9. 2019-11-12
    BIRSE, Alistair Macdonald appointed
    director
  10. 2019-11-12
    BIRSE, Flora Ann appointed
    director
  11. 2019-11-12
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 67 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Flora Ann Birse
Individual · British · DOB 12/1964 · age 62
2550%
25–50%25-50% shares · 25-50% voting12/11/2019
Mr Alistair Macdonald Birse
Individual · British · DOB 02/1959 · age 67
2550%
25–50%25-50% shares · 25-50% voting12/11/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-11-12
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores

Registered office

47 Main Street Bowmore
Isle Of Islay
Argyll
PA43 7JJ
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-16
Last: 2025-10-02

Officers (2 active · 0 resigned)

BIRSE, Alistair Macdonald
director · ~67y · appointed 2019-11-12
View their other companies + combined net worth →
Active
BIRSE, Flora Ann
director · ~62y · appointed 2019-11-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (14 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-14
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-04
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-03
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-02-03
incorporation-company
incorporation · NEWINC
2019-11-12