CLYDE PHARMACY LIMITED
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 21.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | — | £1.66M |
| Current assets | — | £1.77M |
| Cash | — | £1.39M |
| Debtors | — | £336.3k |
| Net assets | — | £1.66M |
| Average employees | 11 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (35 events)Click to expand
- 2026-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-05-20🔓Charge satisfied #1
- 2020-03-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2018-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-06-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-15➖FERGUSON, Jim resignedsecretary
- 2015-09-15➖FERGUSON, Jim resigneddirector
- 2007-07-24➕FERGUSON, Jim appointedsecretary
- 2007-07-24➖RAE, James Falconer resignedsecretary
- 2007-07-24➕FERGUSON, Jim appointeddirector
- 2007-07-24➖RAE, James Falconer resigneddirector
- 2004-11-09➕RAE, Elaine Margaret appointeddirector
- 2004-11-09➖LINTS, Simon Philip resignedsecretary
- 2004-11-09➕RAE, James Falconer appointedsecretary
- 2004-11-09➖BELL, Graeme Davie resigneddirector
- 2004-11-09➖LINTS, Simon Philip resigneddirector
- 2004-11-09➖MUNRO, Donald Hume resigneddirector
- 2004-11-09➕RAE, James Falconer appointeddirector
- 2004-09-30🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2004-09-08🏢Company incorporatedAs CLYDE PHARMACY LIMITED
- 2004-09-08➕LINTS, Simon Philip appointedsecretary
- 2004-09-08➕BELL, Graeme Davie appointeddirector
- 2004-09-08➕LINTS, Simon Philip appointeddirector
- 2004-09-08➕MUNRO, Donald Hume appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Armychap Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Armychap Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| COWAL BUILDING & PLUMBING SUPPLIES LIMITED→ SC080544 · est 1982 | £199.8k £149.9k–£249.8k | — | — | 74 | 43y | 85 | 75y |
| CAMPBELLS OF ISLAY LTD→ SC630925 · est 2019 | £21.5k £16.1k–£26.9k | — | — | 800 | 6y | 88 | 37y |
| GUITAR GUITAR LIMITED→ SC247523 · est 2003 · no financials extracted | — | — | — | — | 23y | 83 | 75y |
| ANGELLINE (SCOTLAND) LTD.→ SC385592 · est 2010 | — | — | — | 0 | 15y | 82 | 61y |
| ARMYCHAP LIMITED→ SC274762 · est 2004 | — | — | — | 0 | 21y | 82 | 61y |
| BLAIRMORE HERITAGE LIMITED→ SC263059 · est 2004 | — | — | £35.6k | — | 22y | 82 | 72y |
| BOWMORE FILLING STATION LIMITED→ SC259944 · est 2003 | — | — | £208.8k | — | 22y | 82 | 64y |
| COMMERCIAL & INDUSTRIAL CLEANING SUPPLIES LIMITED→ SC292909 · est 2005 · no financials extracted | — | — | — | — | 20y | 82 | 62y |
| DALLAS CARPETS SCOTLAND LTD.→ SC239903 · est 2002 | — | — | £467.7k | — | 23y | 82 | 60y |
| GRAMPIAN SPORTS LIMITED→ SC038433 · est 1963 · no financials extracted | — | — | — | — | 63y | 82 | 64y |
| HILLY AND BOO LIMITED→ SC332582 · est 2007 | — | — | £11.0k | — | 18y | 82 | 76y |
| HOLMSCROFT H. C. LIMITED→ SC068595 · est 1979 | — | — | £382.7k | — | 46y | 82 | 63y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 30/09/2004 | 20/05/2020 |